Collin County Homes under $400,000

Welcome to Collin County, Texas – a vibrant community that perfectly blends suburban charm with urban convenience. Nestled just north of Dallas, Collin County is known for its picturesque landscapes, thriving economy, and a family-friendly atmosphere that attracts residents from all walks of life. With a rich history and a commitment to growth, this region offers a diverse array of amenities, including excellent schools, lush parks, and a plethora of shopping and dining options.

For homebuyers seeking affordability without compromising on quality, Collin County is a treasure trove of opportunities. With homes available for under $400,000, you can find the perfect place to call home, whether you’re a first-time buyer, a growing family, or looking to downsize. The local real estate market boasts a variety of styles, from charming single-family homes to modern townhouses, ensuring there’s something for everyone.

Imagine settling down in a community that values connection and engagement. Collin County is home to numerous events and festivals throughout the year, fostering a strong sense of belonging among residents. The region also boasts excellent access to major highways and public transportation, making commutes to Dallas and surrounding areas a breeze.

With its unique blend of affordability, convenience, and community spirit, Collin County stands out as an ideal place to plant your roots. Explore the homes available under $400,000 today and discover the perfect backdrop for your new chapter in this thriving Texas gem!

Newest Collin County Homes under $400,000

$374,990

5 Beds ⋅ 3 Baths ⋅ 21411433 MLS

MLS# 21411433 - Built by Imagination Homes - October 2026 completion ~ Imagination Homes proudly introduces The Melody—a beautifully designed two-story home offering 5 bedrooms, 3 bathrooms, and 2,803 sq. ft. of thoughtfully crafted living space. This versatile floor plan features a convenient guest bedroom on the main level, with three oversized secondary bedrooms upstairs sharing their own full bathroom. The open-concept Family Room and Breakfast Nook are filled with natural light, creating a warm and inviting space for everyday living. The expansive 20' x 13' Primary Bedroom leads to a luxurious en-suite bath showcasing dual sinks, a relaxing soaking tub, a separate walk-in shower, and an impressive walk-in closet. At the heart of the home, the kitchen shines with elegant quartz countertops, a large single-bowl sink with an upgraded Moen faucet, and a complete suite of GE stainless steel appliances—including a gas range, microwave, and dishwasher. A huge walk-in pantry and a convenient Butler’s area between the garage and kitchen make grocery drop-offs effortless. Upstairs, a loft area and large game closet offers endless possibilities—ideal for study sessions, video gaming, creative hobbies, or all of the above! Relax or entertain on your covered back patio in a quiet, well-located community just minutes from Hwy 66 - offering convenience without sacrificing peace and privacy. Schedule your tour today and experience the space, flow, and quality that sets Imagination Homes apart!

3732 Clearview Ranch Dr, Royse City

$320,000

3 Beds ⋅ 2 Baths ⋅ 21339226 MLS

Perfectly located just 5 minutes from US-75 and McKinney Downtown, this home also offers the rare convenience of being within walking distance to Towne Lake Park, making both daily commuting and weekend leisure exceptionally easy. Cute and functional 3-bedroom, 2-bath home with numerous upgrades! Major improvements were just completed, including a brand-new rebuilt master shower and a new toilet cabinet. The kitchen now features a newly installed freestanding electric double-oven convection range with 5 elements, 6.6 cu. ft. This 1261 sqft home features a compact, efficient layout with no wasted space, making it an excellent option for budget-conscious buyers seeking value and comfort. Located in a quiet and well-kept community, daily errands and shopping are simple and convenient.

113 Bridlegate Dr, McKinney

$219,500

3 Beds ⋅ 2 Baths ⋅ 21411349 MLS

GREAT VALUE IN THE HEART OF PRINCETON! SHORT SALE OPPORTUNITY! Enjoy the freedom of NO HOA and NO CARPET in this charming home featuring all-new windows, including a beautiful picture window in the dining room, and a new soaking tub in the secondary bath. The spacious primary suite offers a unique cedar closet for added character and storage. Step outside to a generous backyard complete with a greenhouse and storage shed that could also serve as a chicken coop. Conveniently located within walking distance of preschool, elementary, and middle schools, and just a quick 10-minute stroll to historic downtown Princeton and local favorite Rivera's Mexican Restaurant. Princeton High School is only 1.5 miles away. This property is offered as a short sale and is priced to provide an opportunity for buyers seeking value. Sale is subject to lender approval, and the closing timeline may be affected by the approval process. Ask for the complete list of features, updates, and available warranties. Schedule your showing today!

905 Mckinney Ave, Princeton

$159,000

2 Beds ⋅ 1 Baths ⋅ 21411336 MLS

Set on a generous 0.22-acre corner lot with frontage on Short St. and along N. Rike St., this single-story home offers rare double street frontage near N. Main St. in Farmersville’s established Howell Addition. The 1,018 sq ft, 1960-built home features a covered front porch and sits minutes from historic downtown, zoned for Farmersville ISD. A great fit for investor looking for lot potential.

104 Short St, Farmersville

$238,500

3 Beds ⋅ 2 Baths ⋅ 21410604 MLS

Welcome home! This home is move-in ready and has been updated with granite countertops and stainless-steel sink in the kitchen, fresh interior paint and new carpet. A spacious living room leading into the kitchen and breakfast area, making it perfect for both everyday living and entertaining. A large master suite with walk-in closet and master bath with a garden tub and separate shower. Spacious backyard providing plenty of room to relax, play, or entertain. Don't miss your opportunity to make it yours!

1200 Pine Forest Dr, Princeton

$299,000

3 Beds ⋅ 3 Baths ⋅ 21409211 MLS

Welcome to the Riverside floor plan in Trinity Falls! This thoughtfully designed 3-bedroom, 2.5-bath home offers an open-concept main level with a spacious living area, dining space, and C-shaped kitchen featuring a large island, built-in sink and dishwasher, and walk-in pantry. Upstairs, the private primary suite offers abundant natural light, a generous walk-in closet, dual sinks, an oversized shower. Two additional bedrooms, a full bath, and convenient second-floor utility room complete the layout. An oversized 2-car garage provides plenty of additional space. Enjoy low-maintenance living in Trinity Falls as residents enjoy 2,000 master-planned acres with two amenity centers offering pools, a fitness room, and coworking space, plus 20 miles of hike-and-bike trails, 450 acres of open space, a gated dog park, and access to 350-acre B.B. Owen Park with lakes, an amphitheater, and 18-hole disc golf. A great opportunity to enjoy a thoughtfully designed home and all that the Trinity Falls lifestyle has to offer!

2520 Red Tailed Hawk Ln, McKinney

$310,000

4 Beds ⋅ 2 Baths ⋅ 21394877 MLS

$5,000 BUYER CONCESSION OFFERED!! This move-in-ready one story home is located in the vibrant community of Whitewing Trails. The home offers the perfect balance of comfort, functionality, and style with 4 generously sized bedrooms, 2 full bathrooms, 2 pantries, oversized utility and mud rooms, and an oversized tandem style garage perfect for your golf cart, motorcycle or added storage. The open-concept layout connects the kitchen and dining areas with the family room featuring a tray ceiling that enhances the space and openness, all while creating an inviting atmosphere for everyday living and entertaining. The kitchen is a standout with white 42-inch cabinets, granite countertops, touch activated faucet, tile backsplash, large island, 2 pantries, and a gas range. Luxury vinyl plank flooring flows through the entry and main living areas. The private primary suite is tucked at the rear of the home and offers dual sinks, a walk-in shower, tile surround soaking tub, and a spacious walk-in closet with shelving. The exterior of the home is 100% brick for low maintenance and includes a full sprinkler system, full gutters, and a covered back patio for enjoying outdoor living. Just minutes from schools, parks, shopping, dining, downtown McKinney, McKinney airport, and major freeways. Residents of Whitewing Trails enjoy walking and biking trails, a beach-entry pool, playground and sports field. With upgrades already completed, this exceptional home is a rare opportunity! Refrigerator is negotiable and will convey with acceptable offer.

713 Feldspar Way, Princeton

$320,000

3 Beds ⋅ 2 Baths ⋅ 21411219 MLS

Warm an cozy home with just upgraded floor and new painted walls. Open floor and master bedroom facing the south to take sunlight. Wonderful neighborhood and close to the commercial shopping center. Easy access to the highway 75. The solar panel belongs to previous owner and is free for using, which can save you lots of utility fees. The solar panel owner will fix the roof once he takes the solar panel away.

1309 Chapel Hill Dr, Anna

$224,000

3 Beds ⋅ 2 Baths ⋅ 21411121 MLS

INCREDIBLE BUYER INCENTIVES: $3,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $3,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 5308 Finbrooke Dr is a one-story Princeton home with an open kitchen and living area that puts everyday cooking, dining, and relaxing together. A long kitchen peninsula faces the adjoining space, with an extended counter edge for stools and casual meals. Dark cabinetry contrasts with light counters, while a patterned mosaic backsplash adds detail behind the range. Wood-look flooring continues through the main living area, leaving room to arrange a dining table and seating without walls dividing the spaces. Carpeted bedrooms provide separation from the main gathering area, and the bathrooms include tub-shower combinations and vanity storage. A rear door leads to a backyard lawn bordered by wood fencing, with room for an outdoor seating arrangement or garden planters. Built in 2020, the home al

5308 Finbrooke Dr, Princeton

$324,999

5 Beds ⋅ 5 Baths ⋅ 21410465 MLS

Secluded Country Living Right in the Heart of Farmersville! MOTIVATED SELLER, BRING ALL OFFERS! Never any neighbors behind the property. Corp of Engineers owns the land behind it. Rare opportunity to own a private, hidden-away homestead with incredible potential, located just minutes from local conveniences. Situated on a peaceful, secluded lot, this expansive property is primed and ready for a visionary's touch. The layout lends itself wonderfully to a multi-generational setup or the ultimate family compound, featuring two separate homes, a detached shop with electrical, and a traditional barn. Both residences and outbuildings require a complete clean-out and extensive repairs and renovations, offering a blank canvas to completely customize, restore, and design your dream country estate. Bring your contractor, your imagination, and your tools to transform this incredible diamond in the rough into a showplace! Pictures have been edited to remove sellers things.

14833 Fm 2756, Farmersville

$308,990

3 Beds ⋅ 2 Baths ⋅ 21411008 MLS

Lovely BRAND NEW 3 2 2 home plan with a lighted front porch and back patio. Enjoy the indoors as well with a quality gourmet kitchen that includes base level kitchen quartz countertops, base level stainless steel dishwasher and smooth top cooktop. Relax in the main bedroom suite with a luxurious bathroom that includes a 5-foot shower and walk-in closet.

617 Dunham Rd, Nevada

$342,230

4 Beds ⋅ 3 Baths ⋅ 21403796 MLS

The thoughtfully designed Alder floor plan offers 4 bedrooms and 3 bathrooms with spaces that balance everyday comfort and modern style. A dramatic two-story family room creates an open, airy feel and flows seamlessly into the integrated kitchen and dining area. Upstairs, a second-floor game room adds flexible living space for fun, relaxation, or work-from-home needs, while the optional covered patio extends your living area outdoors for year-round enjoyment. With an array of included features and options available, this home is precisely what you've been looking for.

821 Whitmore Dr, Princeton

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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