Morgan Homes under $700,000

Welcome to Morgan, Texas—a hidden gem nestled in the heart of Bosque County. This charming small town offers a delightful blend of tranquil living and vibrant community spirit, making it an ideal destination for families, retirees, and anyone looking to escape the hustle and bustle of city life. With its picturesque landscapes and friendly atmosphere, Morgan is where Southern hospitality meets scenic beauty.

One of the most appealing aspects of Morgan is its affordability. Here, you can find beautiful homes under $700,000 that cater to a variety of tastes and lifestyles. Whether you’re searching for a cozy cottage, a spacious family home, or a modern retreat, Morgan has options that won’t break the bank. Many of these homes boast stunning views of the surrounding countryside and are situated on generous lots, providing ample space for outdoor activities and gatherings.

The community is rich in history and offers a range of amenities, including local shops, parks, and recreational activities. Residents enjoy access to Lake Bosque, perfect for fishing, boating, and picnicking. The area also hosts various events throughout the year, fostering a strong sense of community and connection among neighbors.

Choosing to make Morgan your home means embracing a lifestyle filled with charm, affordability, and a close-knit community. Discover the potential of this lovely town and explore the fantastic homes available under $700,000. Your dream home in Morgan awaits!

Newest Morgan Homes under $700,000

$225,000

3 Beds ⋅ 2 Baths ⋅ 21409661 MLS

Tucked at the end of a private road on 5 beautiful acres, this property offers the rare combination of true seclusion and everyday convenience. A natural wooded buffer wraps the back and side of the lot, creating a peaceful, private setting you'll appreciate every day yet you're just a short drive from shopping, state parks, and all the recreation Lake Whitney has to offer. The home itself is ready for someone with vision. It needs some TLC, but that's the opportunity: put your own sweat equity in, update at your own pace, and build real equity in a property that already has the land, the location, and the privacy most people only dream of. A private well is already in place, adding to the self-sufficient country lifestyle. If you've been looking for acreage with character and potential not a cookie cutter subdivision lot this is it. Come see what a little work can turn into.

166 Private Rd, Morgan

$155,000

3 Beds ⋅ 2 Baths ⋅ 21390941 MLS

Brand new 2026 Champion Home. Never lived in and move-in ready! This 3 bedroom, 2 bathroom single wide sits on a concrete slab, which is uncommon for manufactured housing. FHA Loan Eligible. Certified as real property and permanently attached to the land. Inside you will find an open floor plan with brand new refrigerator and oven included, plus washer and dryer hookups. Central heat and air throughout. Outside features a 12x10 wood front porch deck with a built-in rolling deck gate, perfect for pets or little ones, a wood deck in the backyard, fenced yard, and concrete driveway. No HOA. The community offers boat ramp and lake access, making this an ideal full-time residence, weekend retreat, or investment property. Comes with a manufacturer warranty. Just 15 minutes from Whitney TX.

114 County Road 1423, Morgan

$215,000

2 Beds ⋅ 3 Baths ⋅ 21382357 MLS

Lake Whitney home offering space, versatility, and easy access to outdoor recreation. This 2-bedroom, 2-bath home sits on a double lot and features covered front and back porches, and an open private courtyard that provides a great setting for relaxing, entertaining, or enjoying time outdoors. The property also includes a workshop, additional storage, a cabana with a fish cleaning sink and covered parking. There is plenty of room to park a boat, RV, and other recreational vehicles, making this property a great fit for those who enjoy the lake and outdoors. An additional separate space, currently being used for storage, includes a half bath and can potentially be converted back into an ADU, guest space, home office, craft room etc. The community is surrounded by Corps of Engineers land, providing a peaceful setting with nearby trails and recreational opportunities. Lake Whitney is within walking distance, giving you convenient access to boating, fishing, hiking, and enjoying the outdoors. Whether you're looking for a weekend retreat, full-time residence, long-term rental, or short-term rental opportunity, this property offers a combination of usable land, outdoor living areas, storage, parking, and recreational convenience.

116 County Road 1424, Morgan

$672,999

3 Beds ⋅ 3 Baths ⋅ 21374299 MLS

Don't let HIGH INTEREST RATES keep you from making this property your new home. The Seller is offering SELLER CONCESSIONS TO BUY DOWN YOUR INTEREST RATE!! Talk to your lender about this great opportunity!! Nestled on 6+ dividable acres with over 1,200 feet of road frontage and 3 entry gates, this custom, full-steel barndominium offers the ideal blend of rustic charm and functional space. Inside, spray foam insulation and dual HVAC and water heater systems ensure ultimate energy efficiency and comfort. Soaring 20-foot+ ceilings and oversized windows flood the open-concept split floor plan with natural light. The main level is designed for effortless living, while the upstairs loft provides two storage rooms, a half bath, and versatile space for recreation. The expansive attic storage above the office and primary suite is fully decked and could be converted to more living space with the addition of a stair case. One of the spare bedrooms has built-in bunkbeds, perfect for sleeping multiple children or guests. The laundry room, which leads to the back patio, gazebo, and play place, features a mud bench for storing shoes or backpacks and is large enough to house an additional fridge or freezer. The thoughtfully located office has an exterior door, perfect for hosting business guests without having them enter through the front door of your home. Outdoors, relax on the serene back porch or under the gazebo as you grill dinner and watch the kids play on the included playset. Premium exterior structures include a 60x30 spray-foam insulated shop featuring two 10x10 roll-up doors and a half bath plumbed for a future shower. A separate 20x11 shed is available for smaller projects or additional storage. Located under .75 miles from Lake Whitney and under 15 minutes from grocery stores, you can embrace peaceful country living without losing quick access to town. Note: Select home furnishings are available for purchase separately—ask your agent for an itemized price list.

259 County Road 1409, Morgan

$333,000

3 Beds ⋅ 2 Baths ⋅ 21362837 MLS

Private Lake Whitney Retreat with Investment Potential Welcome to your own private retreat near Lake Whitney! Nestled on nearly two acres of peaceful, tree-filled land, this immaculate 3-bedroom, 2-bath home offers the perfect combination of comfortable living, privacy, natural beauty, and easy access to the lake. From the moment you arrive, the mature trees and spacious property create an immediate sense of peace and seclusion. Inside, an inviting open layout and expansive windows fill the living and kitchen areas with natural light while showcasing the spectacular views of the wooded backyard and canyon beyond. The cozy propane fireplace creates a warm gathering space, while the spacious back deck and included porch swing provide the perfect setting for morning coffee, entertaining friends, watching wildlife, or enjoying spectacular sunsets. The home features three bedrooms, two full bathrooms, beautiful flooring throughout the main living areas, and a comfortable, welcoming design. Best of all, the home is being offered fully furnished, allowing you to move in and start enjoying the lake lifestyle immediately. Outdoor enthusiasts will love the proximity to Lake Whitney, with a nearby neighborhood cove offering opportunities for kayaking, fishing, swimming, and relaxing by the water. Three kayaks are included with the property. Additional features include a detached two-car carport, storage shed, riding lawn mower, septic system, and plenty of parking with room for guests or an RV. Built in 2005 and situated on private acreage with no HOA, this property offers the perfect blend of peaceful country living and convenient access to Lake Whitney’s recreational opportunities. Whether you're looking for a full-time residence, weekend getaway, short-term rental, or income-producing investment, this versatile property offers plenty of possibilities. Come see this amazing hidden gem today!!!

106 County Road 1506, Morgan

$235,000

2 Beds ⋅ 2 Baths ⋅ 21348310 MLS

If you've been dreaming of a peaceful retreat near Lake Whitney with charm, character, and room to unwind, this adorable home is a must-see! Nestled among beautiful trees and lush landscaping on approximately 1 acres, this inviting 1,904-square-foot home offers 2 bedrooms, 2 bathrooms, and a layout designed for comfortable living and entertaining. Step inside to a warm and welcoming living room featuring a cozy fireplace, perfect for gathering with family and friends. The sunroom provides the ideal space to enjoy your morning coffee, read a book, or simply take in the peaceful views of the surrounding landscape year-round. Outside, the spacious covered front porch invites you to relax and enjoy the tranquil setting, while the expansive lot offers plenty of room for gardening, recreation, or simply appreciating the privacy and natural beauty of the property. A 2-car garage provides ample storage, and the additional covered parking is ideal for a boat, smaller RV, or other outdoor toys—making it easy to enjoy everything Lake Whitney has to offer. Whether you're looking for a full-time residence, a weekend getaway, or a vacation home near the lake, this charming property offers the perfect blend of comfort, character, and outdoor living on a beautifully 1.2-acre homesite.

274 County Road 1500, Morgan

$425,000

16 Beds ⋅ 12 Baths ⋅ 21347849 MLS

Rare investment opportunity in the heart of Morgan! Don't miss your chance to purchase one, two, or all three duplexes located at 905 Shepherd St., 907 Shepherd St., and 909 Shepherd St. Whether you're looking to expand your investment portfolio or begin your journey into multifamily ownership, this unique offering provides flexibility and outstanding income potential. Select units are currently leased. Conveniently located in the welcoming community of Morgan, these properties are just minutes from local schools, everyday conveniences, and the recreational attractions of Lake Whitney. This property can be sold individually or ALL together! Owner financing is available for qualified buyers, creating a unique opportunity to purchase investment property with flexible financing options. Contact the listing agent for additional details regarding owner financing terms and availability.

905-909 Shepherd St, Morgan

$142,000

6 Beds ⋅ 4 Baths ⋅ 21347800 MLS

Double the opportunity in the heart of Morgan! Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this duplex checks all the boxes. Offering a total of 2,580 square feet, each unit features 3 bedrooms and 1.5 bathrooms, providing spacious layouts designed for comfortable everyday living. Situated on a 0.144-acre lot, this property offers the convenience of small-town living with easy access to nearby schools, local amenities, and beautiful Lake Whitney recreation. With strong income-producing potential and versatile living options, this is an opportunity you won't want to miss. Whether you're a seasoned investor or just getting started, this Morgan duplex is ready for its next chapter. Schedule your showing today!

907 Shepherd St, Morgan

$129,900

4 Beds ⋅ 4 Baths ⋅ 21347830 MLS

Double the opportunity in the heart of Morgan! Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this duplex checks all the boxes. Offering a total of 1,888 square feet, each unit features 2 bedrooms and 1.5 bathrooms, providing spacious layouts designed for comfortable everyday living. Situated on a 0.1444-acre lot, this property offers the convenience of small-town living with easy access to nearby schools, local amenities, and beautiful Lake Whitney recreation. With strong income-producing potential and versatile living options, this is an opportunity you won't want to miss. Whether you're a seasoned investor or just getting started, this Morgan duplex is ready for its next chapter. Schedule your showing today!

909 Shepherd St, Morgan

$145,000

6 Beds ⋅ 4 Baths ⋅ 21347784 MLS

905 Shepherd St, Morgan

$549,000

3 Beds ⋅ 2 Baths ⋅ 21332346 MLS

Experience this beautifully custom designed barndominium located in the peaceful Cedar Shores community, one of Lake Whitney’s most sought after hidden gems. Enjoy the benefits of this nature filled community without the burden of HOA fees, giving you both freedom and value. Residents have access to a nearby boat ramp just minutes away, making lake days effortless, along with a community church and gathering center for local events and connection. Situated on 2.799 acres, this property offers exceptional privacy with a private road leading to a fully fenced and gated homesite. The expansive yard provides endless possibilities to create your ideal outdoor space. A covered side porch functions perfectly as a carport, while the impressive 1,200 sq ft shop features 12-foot doors and built-in shelving, ideal for storing boats, RVs, or recreational equipment. Additional driveway space will be available once the conex is removed, allowing for even more outside parking flexibility. Inside, the home features a highly functional open layout with a spacious kitchen and living area. The kitchen showcases custom wood cabinetry, built-in features, and beautiful countertops, all designed with both style and usability in mind. Matching custom cabinetry continues throughout the bathrooms. You will find a stunning walk-in shower inside the primary suite with the laundry room conveniently located near for easy access. The home offers two well sized bedrooms with generous closet space, plus an additional flex room currently used as an office that could easily serve as a third bedroom. A cozy woodburning fireplace adds warmth and charm to the living space. Built just about a year ago, this home delivers the benefits of new construction without the wait. With its secluded setting, custom finishes, and proximity to Lake Whitney, this property offers a rare opportunity to enjoy modern comfort in a tranquil environment.

211 County Road 1511, Morgan

$375,000

2 Beds ⋅ 2 Baths ⋅ 21288836 MLS

Welcome to 601 John Street, offering an updated, move-in-ready 2-bed, 2-bath main home on a fully fenced 4.32-acre lot. Enjoy updated interior finishes combined with plenty of room to stretch your legs. Updates to the home include fresh paint, carpet, and more. Behind the home sits a two-story outbuilding with water and electricity already connected. The lower level serves as a perfect workshop or storage garage, while the unfinished upstairs space offers incredible potential to become a separate guest house, rental, or hobby space. Ideally located with quick, easy access to Highway 174, this property perfectly balances country freedom with a convenient commute. Schedule your tour today!

601 John St, Morgan

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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