Morgan Homes under $400,000

Welcome to Morgan, Texas – a hidden gem nestled in the heart of Bosque County! This charming small town is known for its picturesque landscapes, friendly community, and a vibrant atmosphere that makes it an ideal place to call home. With a population that embraces a close-knit lifestyle, Morgan offers residents a peaceful retreat while still being conveniently located near larger cities.

Morgan is surrounded by natural beauty, featuring stunning lakes and rolling hills that provide ample opportunities for outdoor activities such as fishing, boating, and hiking. The town's rich history is reflected in its quaint architecture and local landmarks, making every stroll through the streets a delightful experience. Whether you’re enjoying a leisurely afternoon at the local park or exploring nearby attractions, Morgan exudes a warm, welcoming vibe that is hard to resist.

For those looking for affordable housing options, Morgan has a fantastic selection of homes available for under $400,000. These properties offer a variety of styles, from cozy cottages to spacious family homes, catering to diverse needs and budgets. With the current real estate market, finding your dream home in this charming town is more attainable than ever.

In Morgan, you’ll discover a community that values connection and quality of life. With its affordable housing, beautiful surroundings, and friendly atmosphere, it’s no wonder that more people are choosing to make Morgan their home. Come explore the possibilities and see why Morgan, Texas, is the perfect place for you to settle down!

Newest Morgan Homes under $400,000

$225,000

3 Beds ⋅ 2 Baths ⋅ 21409661 MLS

Tucked at the end of a private road on 5 beautiful acres, this property offers the rare combination of true seclusion and everyday convenience. A natural wooded buffer wraps the back and side of the lot, creating a peaceful, private setting you'll appreciate every day yet you're just a short drive from shopping, state parks, and all the recreation Lake Whitney has to offer. The home itself is ready for someone with vision. It needs some TLC, but that's the opportunity: put your own sweat equity in, update at your own pace, and build real equity in a property that already has the land, the location, and the privacy most people only dream of. A private well is already in place, adding to the self-sufficient country lifestyle. If you've been looking for acreage with character and potential not a cookie cutter subdivision lot this is it. Come see what a little work can turn into.

166 Private Rd, Morgan

$155,000

3 Beds ⋅ 2 Baths ⋅ 21390941 MLS

Brand new 2026 Champion Home. Never lived in and move-in ready! This 3 bedroom, 2 bathroom single wide sits on a concrete slab, which is uncommon for manufactured housing. FHA Loan Eligible. Certified as real property and permanently attached to the land. Inside you will find an open floor plan with brand new refrigerator and oven included, plus washer and dryer hookups. Central heat and air throughout. Outside features a 12x10 wood front porch deck with a built-in rolling deck gate, perfect for pets or little ones, a wood deck in the backyard, fenced yard, and concrete driveway. No HOA. The community offers boat ramp and lake access, making this an ideal full-time residence, weekend retreat, or investment property. Comes with a manufacturer warranty. Just 15 minutes from Whitney TX.

114 County Road 1423, Morgan

$215,000

2 Beds ⋅ 3 Baths ⋅ 21382357 MLS

Lake Whitney home offering space, versatility, and easy access to outdoor recreation. This 2-bedroom, 2-bath home sits on a double lot and features covered front and back porches, and an open private courtyard that provides a great setting for relaxing, entertaining, or enjoying time outdoors. The property also includes a workshop, additional storage, a cabana with a fish cleaning sink and covered parking. There is plenty of room to park a boat, RV, and other recreational vehicles, making this property a great fit for those who enjoy the lake and outdoors. An additional separate space, currently being used for storage, includes a half bath and can potentially be converted back into an ADU, guest space, home office, craft room etc. The community is surrounded by Corps of Engineers land, providing a peaceful setting with nearby trails and recreational opportunities. Lake Whitney is within walking distance, giving you convenient access to boating, fishing, hiking, and enjoying the outdoors. Whether you're looking for a weekend retreat, full-time residence, long-term rental, or short-term rental opportunity, this property offers a combination of usable land, outdoor living areas, storage, parking, and recreational convenience.

116 County Road 1424, Morgan

$333,000

3 Beds ⋅ 2 Baths ⋅ 21362837 MLS

Private Lake Whitney Retreat with Investment Potential Welcome to your own private retreat near Lake Whitney! Nestled on nearly two acres of peaceful, tree-filled land, this immaculate 3-bedroom, 2-bath home offers the perfect combination of comfortable living, privacy, natural beauty, and easy access to the lake. From the moment you arrive, the mature trees and spacious property create an immediate sense of peace and seclusion. Inside, an inviting open layout and expansive windows fill the living and kitchen areas with natural light while showcasing the spectacular views of the wooded backyard and canyon beyond. The cozy propane fireplace creates a warm gathering space, while the spacious back deck and included porch swing provide the perfect setting for morning coffee, entertaining friends, watching wildlife, or enjoying spectacular sunsets. The home features three bedrooms, two full bathrooms, beautiful flooring throughout the main living areas, and a comfortable, welcoming design. Best of all, the home is being offered fully furnished, allowing you to move in and start enjoying the lake lifestyle immediately. Outdoor enthusiasts will love the proximity to Lake Whitney, with a nearby neighborhood cove offering opportunities for kayaking, fishing, swimming, and relaxing by the water. Three kayaks are included with the property. Additional features include a detached two-car carport, storage shed, riding lawn mower, septic system, and plenty of parking with room for guests or an RV. Built in 2005 and situated on private acreage with no HOA, this property offers the perfect blend of peaceful country living and convenient access to Lake Whitney’s recreational opportunities. Whether you're looking for a full-time residence, weekend getaway, short-term rental, or income-producing investment, this versatile property offers plenty of possibilities. Come see this amazing hidden gem today!!!

106 County Road 1506, Morgan

$235,000

2 Beds ⋅ 2 Baths ⋅ 21348310 MLS

If you've been dreaming of a peaceful retreat near Lake Whitney with charm, character, and room to unwind, this adorable home is a must-see! Nestled among beautiful trees and lush landscaping on approximately 1 acres, this inviting 1,904-square-foot home offers 2 bedrooms, 2 bathrooms, and a layout designed for comfortable living and entertaining. Step inside to a warm and welcoming living room featuring a cozy fireplace, perfect for gathering with family and friends. The sunroom provides the ideal space to enjoy your morning coffee, read a book, or simply take in the peaceful views of the surrounding landscape year-round. Outside, the spacious covered front porch invites you to relax and enjoy the tranquil setting, while the expansive lot offers plenty of room for gardening, recreation, or simply appreciating the privacy and natural beauty of the property. A 2-car garage provides ample storage, and the additional covered parking is ideal for a boat, smaller RV, or other outdoor toys—making it easy to enjoy everything Lake Whitney has to offer. Whether you're looking for a full-time residence, a weekend getaway, or a vacation home near the lake, this charming property offers the perfect blend of comfort, character, and outdoor living on a beautifully 1.2-acre homesite.

274 County Road 1500, Morgan

$142,000

6 Beds ⋅ 4 Baths ⋅ 21347800 MLS

Double the opportunity in the heart of Morgan! Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this duplex checks all the boxes. Offering a total of 2,580 square feet, each unit features 3 bedrooms and 1.5 bathrooms, providing spacious layouts designed for comfortable everyday living. Situated on a 0.144-acre lot, this property offers the convenience of small-town living with easy access to nearby schools, local amenities, and beautiful Lake Whitney recreation. With strong income-producing potential and versatile living options, this is an opportunity you won't want to miss. Whether you're a seasoned investor or just getting started, this Morgan duplex is ready for its next chapter. Schedule your showing today!

907 Shepherd St, Morgan

$129,900

4 Beds ⋅ 4 Baths ⋅ 21347830 MLS

Double the opportunity in the heart of Morgan! Whether you're looking to expand your investment portfolio or live in one unit while generating rental income from the other, this duplex checks all the boxes. Offering a total of 1,888 square feet, each unit features 2 bedrooms and 1.5 bathrooms, providing spacious layouts designed for comfortable everyday living. Situated on a 0.1444-acre lot, this property offers the convenience of small-town living with easy access to nearby schools, local amenities, and beautiful Lake Whitney recreation. With strong income-producing potential and versatile living options, this is an opportunity you won't want to miss. Whether you're a seasoned investor or just getting started, this Morgan duplex is ready for its next chapter. Schedule your showing today!

909 Shepherd St, Morgan

$145,000

6 Beds ⋅ 4 Baths ⋅ 21347784 MLS

905 Shepherd St, Morgan

$375,000

2 Beds ⋅ 2 Baths ⋅ 21288836 MLS

Welcome to 601 John Street, offering an updated, move-in-ready 2-bed, 2-bath main home on a fully fenced 4.32-acre lot. Enjoy updated interior finishes combined with plenty of room to stretch your legs. Updates to the home include fresh paint, carpet, and more. Behind the home sits a two-story outbuilding with water and electricity already connected. The lower level serves as a perfect workshop or storage garage, while the unfinished upstairs space offers incredible potential to become a separate guest house, rental, or hobby space. Ideally located with quick, easy access to Highway 174, this property perfectly balances country freedom with a convenient commute. Schedule your tour today!

601 John St, Morgan

$339,900

2 Beds ⋅ 2 Baths ⋅ 21285953 MLS

Experience peaceful country living in this barely lived in modern farmhouse, perfectly placed on 5.6 picturesque acres. This charming 2 bed, 2 bath retreat welcomes you with an inviting open concept layout and an abundance of natural light. The property offers the ideal blend of wide-open, cleared land in the front and serene, wooded privacy in the back, an outdoor lover's dream. A gated entrance and full perimeter fencing create a sense of security and seclusion, while the expansive full-length front porch sets the stage for slow mornings, sunset watching, and quiet evenings under the stars. The durable metal roof adds both beauty and longevity, complementing the home's classic aesthetic. Whether you're seeking a weekend getaway or a peaceful full-time residence, this property delivers the perfect balance of comfort, charm, and nature. All just minutes from Lake Whitney, Cedron Creek Park, and endless outdoor recreation.

166 Private Rd, Morgan

$349,000

2 Beds ⋅ 1 Baths ⋅ 21276890 MLS

Experience the perfect blend of privacy, recreation, and country living on this beautiful 10-acre property near Lake Whitney. Surrounded by mature oak trees and backing to a large ranch, this peaceful retreat offers a private setting with abundant wildlife and plenty of room to enjoy the outdoors. The property features a charming 2-bedroom, 1-bath barndominium that is ideal as a full-time residence, weekend getaway, or hunting retreat. An additional historic-style home adds character and opens the door to a variety of possibilities, including guest accommodations, a family compound, or a restoration project. A large pond, open space, and excellent wildlife habitat create endless opportunities for hunting, fishing, and outdoor recreation. The property also includes a spacious workshop with electricity and a large carport, providing ample room for equipment, boats, RVs, or recreational vehicles. Located just minutes from multiple federal parks on Lake Whitney, nearby boat ramps, public beaches, and equestrian trails, you’ll have easy access to some of the area’s best fishing and outdoor activities. Conveniently situated about an hour from both the DFW Metroplex and Waco, this unique property offers the ideal balance of seclusion, convenience, and the beauty of Texas country living.

1675 Fm 1713, Morgan

$179,900

3 Beds ⋅ 2 Baths ⋅ 21221953 MLS

Charming weekend getaway or primary residence in cozy Lakeside Village. Underwent refresh including metal roof, flooring, bathrooms, interior texture and paint in 2016. Enjoy relaxing mornings and evenings on the covered front porch with peek-a-view of Lake Whitney. Living room has a nice, large picture window to enjoy the same view. Insulated garage could be converted to additional living space as required. Ideal location with nearby gas and food on your way to enjoy beautiful Lake Whitney with three boat ramps within approx two miles. Steele Creek Park is an idyllic launch and camping destination. If you are not familiar with Lake Whitney, it is rated as one of the top all-around lakes in north Texas with beautiful limestone cliffs, recreation, fishing and relaxing. Whitney, Glen Rose and several neat towns are nearby for quick errands and day trips. Lot 25 (corner) only. Will be replatted with lot 24 with blue shipping containers to be retained by seller.

104 County Road 1296, Morgan

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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