Commerce Homes under $500,000

Welcome to Commerce, Texas – a charming city that beautifully blends small-town warmth with a vibrant community spirit. Nestled in Hunt County, Commerce is not just a place to live; it’s a place to thrive. Known for its rich history, friendly atmosphere, and an array of amenities, Commerce is an ideal destination for families, young professionals, and retirees alike.

One of the city’s standout features is its affordability. With a range of homes available for under $500,000, Commerce offers exceptional value for those looking to settle in this picturesque locale. Whether you’re in search of a cozy single-family home, a modern townhouse, or a spacious property with a yard, you’ll find a variety of options that cater to diverse tastes and budgets. The real estate market here is thriving, making it an excellent time to invest in your dream home.

Beyond the beautiful homes, Commerce boasts a strong sense of community, with local events, parks, and recreational activities that bring residents together. The city is also home to Texas A&M University-Commerce, which adds a youthful energy and a wealth of cultural opportunities to the area. Enjoy local dining, shopping, and entertainment, all within a short distance from your doorstep.

In Commerce, you’re not just buying a house; you’re investing in a lifestyle. With its affordable housing, welcoming community, and rich array of amenities, this city is truly a hidden gem in Texas. Come discover what makes Commerce the perfect place to call home!

Newest Commerce Homes under $500,000

$369,000

6 Beds ⋅ 4 Baths ⋅ 21411229 MLS

Beautiful new-construction duplex conveniently located near East Texas A&M University. Each unit features an open-concept layout with abundant natural light, wood-look flooring, and modern finishes. Kitchens offer white shaker cabinets, quartz countertops, stainless steel appliances, tile backsplashes, and a spacious island with seating. Designer lighting, matte black fixtures, and natural wood barn doors add character throughout. Additional features include walk-in closets with built-in shelving and bathrooms with tiled tub surrounds. Each unit has a covered patio and private, wood-fenced backyard. An excellent opportunity for investors or buyers looking to live in one unit and rent the other.

1802 Division St, Commerce

$482,341

5 Beds ⋅ 4 Baths ⋅ 21411088 MLS

NEW! NEVER LIVED IN. Estimated completion November 2026. A vertical marble picket backsplash gives the Deluxe Kitchen in this Magnolia II a distinct texture, paired with stained maple Shaker cabinets, white quartz counters, and matte black fixtures. Bloomfield Homes' two-story plan offers 5 bedrooms, 4 full baths, and a 2-car garage in East Oak Creek. Gas cooking, an electric oven, built-in microwave, and a trash drawer support the daily routine, while a walk-in pantry keeps supplies close. The breakfast area connects to the covered patio, and formal dining near the foyer gives larger gatherings their own setting. Laminate flooring carries through the first-floor shared spaces, where raised ceilings lift the family room and a direct-vent stone fireplace reaches a cedar mantel. The primary suite stays downstairs with a window seat, walk-in closet, and bath featuring separate quartz-topped vanities, a garden tub, and a separate shower with upgraded tile and a mosaic accent. A front secondary bedroom has a full bath nearby, where an added tiled shower with a semi-frameless door replaces the powder-bath layout. Upstairs, 3 bedrooms and 2 full baths join a game room and separate media room, giving movies and games room beyond the main living area. Outside, brick and stone complement a brick-covered porch, balcony, and upgraded 8' front door with 5 rain-glass panels. First-floor 8' interior doors continue the sense of height inside. The covered patio includes a gas stub, and the interior lot comes landscaped with a sprinkler system and fenced yard. Visit Bloomfield Homes' East Oak Creek model today!

220 Sweetwater Dr, Commerce

$189,000

21409897 MLS

This well-located duplex in Commerce Texas is an ideal investment opportunity to add to your portfolio. The two units are both 2 bedroom, 1 bath with a large living room and eat in kitchen with appliances. Both sides are approximately 850 square feet and each unit has a one-car garage with inside entry. Low maintenance flooring and kitchen appliances and HVAC. Close proximity to East Texas A&M University and retail nearby along Culver St. One unit is currently under lease. Current rent is $850 per unit. Financial statements available upon request. Units are identical reverse floor plans. Access is available to the vacant unit and access to the occupied unit can be made prior to submitting an offer. The property is being offered by the Receiver and the sale is subject to approval by the Court.

2603 Mayo St, Commerce

$290,709

3 Beds ⋅ 2 Baths ⋅ 21408098 MLS

NEW! NEVER LIVED IN. Under construction, est. complete January 2027! The Laurel from Bloomfield Homes is a modern single-story with an open-concept living space, 3 bedrooms, 2 baths, a full 2-car garage - loaded with upgrades that add value buyers look for! Sits on large pie-shaped lot on a street bend. Texas-made brick surrounds the exterior for classic curb appeal, enhanced by full gutters, 8' front door, fully bricked front porch, and a landscaping package that comes with stone-edged flower beds. Two bedrooms sit off the main entry hall off to one side of the home, while your Primary Suite sits on the opposite side of the home and showcases backyard views! A large shower, roomy vanity, and spacious walk-in closet check off all your boxes in the primary ensuite. Granite countertops are found throughout the home, complementing the contemporary flat panel cabinetry that comes with long pulls already installed. Life flows naturally in the main living area, where the Family Room and Dining Nook are joined by an island kitchen. Walls of cabinets and a separate pantry ensure maximum storage, barstools fit perfectly under the island, and the dining nook has a window seat that has multiple uses. Gas stainless steel appliances are included, as well as a matching glass and SS vent hood! In the laundry room, a mud bench provides a quick drop-off spot as you come and go. Also great for busy lives are the large-body tile floors in wet areas (kitchen, dining, laundry baths and foyer) that promise easy maintenance! Soft carpet is underfoot in the family room and bedrooms. Upgrades continue with 2-inch faux wood blinds added, a covered rear patio with a gas drop to connect your grill, and exterior lighting. Don't miss out on this rare offer to buy new at such a great price! Bloomfield Homes at East Oak Creek is open daily to learn more.

245 Eagle View Ln, Commerce

$259,000

3 Beds ⋅ 2 Baths ⋅ 21402827 MLS

Welcome to this charming home for sale in Commerce, Texas! This affordable 3-bedroom, 2-bath residence boasts a fantastic layout, perfect for both relaxation and entertaining. With tall ceilings that enhance the sense of space and light, you'll feel right at home from the moment you step inside. The generous living areas provide plenty of room for family gatherings or cozy nights in. Don't miss this opportunity to own a fantastic property that combines comfort and value in a welcoming community. For more information please contact listing agent.

1515 Caddo St, Commerce

$494,544

4 Beds ⋅ 4 Baths ⋅ 21402055 MLS

NEW! NEVER LIVED IN. Estimated completion October 2026. Bloomfield Homes’ Rose is a two-story plan with 4 bedrooms, 3 full baths, a powder bath, and a deep 2.5-car garage in East Oak Creek. Extra garage depth and an additional half-bay make storage a highlight from the start. The brick exterior has a covered front porch and an upgraded 8' door with decorative grille detailing and rain glass. Inside, the study closes behind glass French doors, while 8' first-floor doors and wood flooring give the shared spaces a taller, cohesive feel. The Deluxe Kitchen brings a lighter palette into focus with painted cabinets, white quartz countertops, and an upgraded tile backsplash. A large island and breakfast bar create room for prep and conversation beneath 3 pendant lights. The gas cooktop, electric oven, and built-in microwave handle the cooking, and a glass pantry door adds character to the walk-in storage. The breakfast nook overlooks the covered patio and connects to the open family room. A separate downstairs media room gives entertainment its own space. Set at the rear, the primary suite includes dual sinks, quartz counters, a garden tub, a separate shower, and a walk-in closet. Upgraded tile continues through the primary shower and tub surround and the secondary bath surrounds. Upstairs, a generous game room serves 3 secondary bedrooms and 2 full baths. Painted cabinetry throughout, upgraded carpet, and 2'' faux wood blinds carry the selections beyond the main living areas. A mud room adds interior function, while gutters and a patio gas stub handle the exterior. This landscaped interior lot has sprinklers and a large backyard. Visit Bloomfield Homes’ East Oak Creek model to discover this Rose today!

224 Sweetwater Dr, Commerce

$189,000

2 Beds ⋅ 1 Baths ⋅ 21394340 MLS

Country living with a modern farmhouse feel! Situated on just over an acre outside Commerce, this charming 2-bedroom, 1-bath home offers an efficient layout with an open, bright interior and plenty of room to enjoy the outdoors. Built in 2017, the home features luxury vinyl plank flooring, recessed and decorative lighting, an open living and kitchen area, and a clean neutral finish throughout. The kitchen offers generous cabinet and counter space, stainless appliances, and an eat-in dining area. Both bedrooms feature walk-in closets with custom closet systems, while the spacious bathroom includes dual sinks and built-in cabinetry. A convenient stacked washer and dryer area helps maximize the home's 720 square feet. Outside, enjoy covered front and rear porches overlooking approximately 1.01 acres with a large backyard, dog run, and room for animals. The property is served by co-op water, co-op electric, and an aerobic septic system, with no known restrictions or HOA. A great option for anyone looking for a manageable home with some breathing room and a little piece of the country just outside Commerce.

5259 County Road 4604, Commerce

$369,000

6 Beds ⋅ 4 Baths ⋅ 21393056 MLS

Welcome to this beautifully designed new-construction duplex conveniently located near East Texas A&M University. Modern finishes, thoughtful details, and a warm neutral palette give each unit a stylish yet comfortable feel. The eye-catching exterior features soft sage-green tones accented by bold black details, while inside, an open-concept layout is filled with natural light and finished with light-toned luxury vinyl plank flooring, crisp white walls, matte black fixtures, and contemporary lighting. Each kitchen features white shaker-style cabinetry, marbled quartz countertops, stainless steel appliances, and a modern tile backsplash, flowing seamlessly into the living and dining areas. A striking floor-to-ceiling black accent wall with an electric fireplace and natural wood mantel creates a beautiful focal point in the living space. Additional touches, including a statement barn door, spacious bedrooms, modern bathrooms, and generous storage, add character and functionality throughout. Outside, each unit offers its own private, wood-fenced backyard and covered patio, providing plenty of space to relax or entertain. Modern design, private outdoor spaces, and an excellent location make this duplex one you won’t want to miss!

1814 Division St, Commerce

$80,000

21383605 MLS

Versatile shop and workspace opportunity in Commerce! This standalone building offers a generous footprint and plenty of potential for a variety of uses. The property features multiple garage-style overhead doors, providing excellent access for vehicles, equipment, storage, or workshop needs. An additional exterior door offers convenient access to the building, while the surrounding lot provides ample room for parking, work space, or future improvements. Tucked among mature trees, this property offers a unique combination of functionality and privacy while still being conveniently located in Commerce. Whether you're looking for a dedicated workshop, storage space, or an investment opportunity, this property is ready for your vision. An affordable opportunity to secure your own space with plenty of possibilities. Come take a look and imagine what you could do with it! Property across the street also for sale. Can be purchased separately or together.

1705 Morse St, Commerce

$289,000

3 Beds ⋅ 2 Baths ⋅ 21385143 MLS

Enjoy peaceful country living in this well-maintained 3-bedroom, 2-bath manufactured home situated on approximately 2 acres. Only three years old, this home offers a modern, open floor plan with plenty of natural light and comfortable living spaces. The spacious kitchen opens to the living and dining areas, making it perfect for everyday living and entertaining. The primary suite features a private bath, while two additional bedrooms provide plenty of space for family, guests, or a home office. Outside, the 2-acre property offers room to spread out, add a shop, create a garden, or simply enjoy the extra space and privacy. With a newer home, acreage, and a peaceful setting, this property offers an affordable opportunity to enjoy country living with modern conveniences.

4251 County Road 4413, Commerce

$329,000

4 Beds ⋅ 2 Baths ⋅ 21383032 MLS

Welcome to 3005 Choctaw in Commerce, TX! This beautiful home offers 2,833 square feet of living space with 4 bedrooms and 2 bathrooms. The spacious layout provides plenty of room for everyday living, entertaining, and making the space your own. Outside, you’ll love the extra large front and back yards, mature trees, fenced area, and plenty of driveway space. A total of 2 living areas, one with a fireplace, and one with an entrance to the back yard with a great combination of space, comfort, and a welcoming setting, this home is ready for its new owners. Schedule your showing today!

3005 Choctaw Rd, Commerce

$150,000

3 Beds ⋅ 2 Baths ⋅ 21384770 MLS

Fresh, clean, and move-in ready! Welcome to 2001 Washington St, a charming home that has recently been refreshed with fresh interior paint, new carpet, and updates that give the home a bright, inviting feel. The functional floor plan offers comfortable living spaces with plenty of flexibility for everyday living, entertaining, or working from home. With the recent improvements already completed, this home is ready for its next owner to move in and make it their own. Conveniently located near shopping, dining, schools, and everyday amenities, it offers an excellent combination of comfort, value, and location. Whether you're searching for your first home, your next home, or an investment opportunity, 2001 Washington St is one you'll want to see. Schedule your showing today!

2001 Washington St, Commerce

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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