Hamilton County Homes under $400,000

Welcome to Hamilton County, Texas, where charm meets opportunity in the heart of the Lone Star State! Nestled in the scenic landscapes of Central Texas, Hamilton County boasts a rich history, friendly communities, and an array of outdoor activities that make it a perfect place to call home. With its rolling hills, beautiful lakes, and sprawling ranches, the county offers a serene escape from the hustle and bustle of city life while still providing easy access to modern amenities.

One of the most appealing aspects of Hamilton County is the affordability of housing. For those seeking homes under $400,000, this area presents a fantastic opportunity to invest in real estate without breaking the bank. Whether you're a first-time homebuyer, a growing family, or looking to downsize, Hamilton County has a variety of options to suit your needs. From charming cottages to spacious family homes, the real estate market here is diverse and inviting.

Imagine waking up to the gentle sounds of nature, enjoying tranquil evenings on your porch, and exploring the picturesque landscapes that surround you. With a strong sense of community and excellent schools, Hamilton County is not just a place to live; it's a place to thrive.

Don’t miss out on the chance to find your dream home in this delightful county. With homes under $400,000, Hamilton County is where your next chapter begins—come and discover the lifestyle you’ve been searching for!

Newest Hamilton County Homes under $400,000

$209,000

3 Beds ⋅ 2 Baths ⋅ 21411969 MLS

Welcome to 709 E Whitney! This turnkey 1955 home offers 1,196 sq ft of low-maintenance, updated living in a quiet Hamilton neighborhood. Highlights include beautifully refinished hardwood floors, fresh interior paint throughout, updated bathrooms, windows, and HVAC system. The property features great curb appeal with two pecan trees in the front yard and a spacious, fenced backyard with plenty of shade. Great starter home, ideal for first-time buyers, downsizers, or investors!

709 E Whitney St, Hamilton

$169,000

3 Beds ⋅ 1 Baths ⋅ 21401079 MLS

Charming 3 bedroom, 1 bath fully remodeled, On .5 acre. New plumbing, HVAC, electrical, inside and outside paint, flooring, siding, appliances, kitchen cabinets, and a 12x12 shed or workshop. Close to schools and pecan park.

547 E Hill St, Hamilton

$259,900

3 Beds ⋅ 2 Baths ⋅ 21400093 MLS

Beautifully updated home situated on approximately 1.06 acres across two lots in Hamilton, Texas. This property offers the convenience of in-town living with a spacious lot, additional rear acreage, a detached garage, and greenhouse. The home features a beautifully renovated kitchen with quartz countertops, backsplash, pot filler, updated cabinetry, new stainless steel appliances, modern fixtures, and recessed lighting. Both bathrooms have also been remodeled with updated tile finishes and quality Delta fixtures, including a walk-in shower and tub-shower combination. Additional updates include fresh interior and exterior paint throughout the home. Original wood flooring throughout most of the house adds character while the recent updates provide a clean, refreshed feel. With 1.06 acres, two lots, a detached garage, greenhouse, and extensive interior updates, this property offers a unique amount of space and flexibility right in Hamilton. ***Listing agent is the owner of the property***

1100 E Coke St, Hamilton

$365,000

5 Beds ⋅ 3 Baths ⋅ 21372558 MLS

NEW CONSTRUCTION home coming to Hico Fall 2026. This home will offer 4 bedrooms, 2.5 bathrooms, an open living area with a kitchen island, and an additional flex space that can be used as a media room, guest room, additional bedroom, office, whatever your heart desires. PG Construction offers an exceptional product with high quality craftsmanship and high end finishes. The kitchen and bathrooms will have stone counter tops, custom cabinetry, beautiful flooring, and stunning finishes throughout. This is a floor plan that has YOU in mind. The primary suite is secluded with a large ensuite offering a soaking tub, additional standing shower, double vanities, and a walk in closet. 3 secondary bedrooms are on a separate hall with a shared restroom. The utility room is large enough to accommodate all of your needs and storage. The additional space upstairs hosts a powder bathroom and plenty of space to use however you need. The back porch will be covered, 10x10, perfect for weekend and evening relaxing.

912 Jory St, Hico

$299,000

3 Beds ⋅ 2 Baths ⋅ 21391532 MLS

Discover peaceful country living at 234 County Road 127 in Carlton, Texas. Located in the desirable Ranches at Comanche Point, this recently renovated 1,476-square-foot home is situated on 10 beautiful acres with an agricultural exemption currently in place. The home offers three bedrooms, two bathrooms, and thoughtfully updated interiors that are ready for you to move in and enjoy. Mature oak trees provide natural beauty and shade, while the open acreage and spectacular sunsets create a relaxing country atmosphere. A private water well adds convenience for rural living. With its inviting home, usable acreage, scenic surroundings, and great location, this property is ideal for a full-time residence, weekend retreat, small ranch, or recreational getaway. Experience the quiet beauty of the Texas countryside while remaining within convenient reach of surrounding communities.

234 County Road 127, Carlton

$178,000

4 Beds ⋅ 3 Baths ⋅ 21376618 MLS

Built in 1911 and brimming with Craftsman character, this charming home at 506 E Main Street is nestled right in the heart of Hamilton. Offering approximately 2,132 square feet, 4 bedrooms, 2.5 bathrooms, and a spacious 0.35-acre lot, it combines the warmth of a historic home with the room and functionality needed for everyday living. From its inviting exterior to its character-filled interior, this is the kind of home that simply makes you smile. Generously sized living spaces provide room to gather, relax, and entertain, while thoughtful architectural details reflect more than a century of history. The large lot offers plenty of outdoor space for gardening, play, pets, or peaceful evenings beneath the Texas sky. Previously used as a commercial business space, this property has the potential for commercial zoning use again. Located near the center of town, the home puts Hamilton's local shops, restaurants, schools, and community conveniences close at hand. Hamilton is a welcoming Central Texas town known for its friendly atmosphere, relaxed pace, historic character, and strong sense of community. Surrounded by rolling countryside, ranchland, and wide-open skies, it offers small-town living with convenient access to Waco, Stephenville, and the greater Central Texas region. Historic, adorable, spacious, and wonderfully located, this 1911 Craftsman is a special opportunity to own a piece of Hamilton history and make it your own.

506 E Main St, Hamilton

$299,000

3 Beds ⋅ 3 Baths ⋅ 21380791 MLS

Welcome to Tiger Hills, a brand-new townhome community bringing modern design and thoughtful living to Hico. Whether you're a first-time buyer ready to own your first home, looking for a fresh start in a beautiful new home, or an investor searching for a newer 3-bedroom property, Tiger Hills offers an exciting opportunity. Inside, you'll find a bright and inviting open-concept living space with beautiful wood-look flooring, abundant natural light, and a clean, modern aesthetic. The kitchen is designed to be both functional and stylish, featuring crisp cabinetry, granite countertops, a large island with seating, stainless steel appliances, and a classic subway-tile backsplash. The spacious living and dining areas create an easy flow for everyday life and entertaining. A convenient half bath is also located downstairs for guests and everyday living. Upstairs, the 3-bedroom, 2.5-bath floor plan provides plenty of room to spread out, with a comfortable primary suite featuring an en-suite bathroom and additional bedrooms that offer flexibility for family, guests, a home office, or tenants. An attached 2-car garage adds convenience, while the covered front porch and outdoor space give you room to enjoy the outdoors. And the opportunity doesn't stop at the front door. For the first-time buyer, this is a chance to skip the renovation list and step into a brand-new home. For the investor, it's an opportunity to add a newer, highly desirable 3-bedroom property to your portfolio. Located in Hico, Tiger Hills combines the appeal of small-town living with a fresh, modern neighborhood feel. If you've been waiting for a new construction opportunity in Hico, this is one you don't want to miss.

712 N Sycamore, Hico

$184,900

3 Beds ⋅ 2 Baths ⋅ 21360893 MLS

Potential—Not Perfection…Looking for a home you can make your own without paying for someone else's fancy upgrades? Take a look at this 3BR, 2BA ranch in an established Hamilton neighborhood, featuring a spacious, level .32-acre lot with room to enjoy the outdoors, garden, entertain, or create a space that fits your lifestyle. Perfectly positioned to blend everyday convenience with effortless living. This home places you at the center of it all—just a short, breezy drive from your morning grocery run, local shopping, and vibrant town center. You will love the unbeatable peace of mind that comes with living near top-tier medical care, keeping you connected to everything you need. This one isn't pretending to be perfect—and that's part of the fun! It has a comfortable floor plan and some great features already in place, while leaving plenty of room for your own ideas, style, and a little elbow grease. Features include: Bamboo engineered wood flooring, a separate dining area, a laundry room that is so large you can fit an extra freezer or permanently set up your ironing board (if you still use one of those) and a primary bedroom with a great walk-in closet. And here's the good news: some of the big-ticket items have already been taken care of! The metal roof is approximately 8 years old, the AC approximately 3 years old, and the gas water heater approximately 3–4 years old. The bathrooms are ready for an update, and there are some sheetrock repairs, a few interior doors that have seen better days, and a little exterior wood rot here and there. Closet flooring is not installed but the extra flooring is at the house and waiting for someone to put it to good use. Do a little updating, add your own touches, and you've got the opportunity to turn this into something special without starting from the ground up. This could be a great fit for a first-time buyer or anyone looking for a home where a few personal touches can make it feel just right.

510 S Williams St, Hamilton

$232,990

3 Beds ⋅ 3 Baths ⋅ 21360445 MLS

MLS# 21360445 - Built by NHC - Dec 2026 completion! ~ Model 1600-2 B1 - Glacier The Glacier Plan from our Freedom Series is a thoughtfully designed 2-story home offering 3 bedrooms, 2.5 bathrooms, and 1,600 square feet of living space, complete with a 2-car garage. As you step inside, you’ll pass the staircase to the upper level before arriving at the bright and open family room. This inviting space flows seamlessly into the kitchen and dining area, creating the perfect setting for family time or entertainment. A convenient half bathroom is located just off the kitchen for easy access. The upper level is designed for relaxation and privacy, featuring a spacious primary suite with a walk-in closet and a private bathroom. Two secondary bedrooms, a full bathroom, and a laundry room complete this level. A large loft provides additional living space, ideal for a playroom, media area, or home office. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

405 Poplar Ct, Hico

$225,990

4 Beds ⋅ 2 Baths ⋅ 21360424 MLS

MLS# 21360424 - Built by NHC - Dec 2026 completion! ~ Model 1510 A1 - Lincoln The Lincoln Plan from our Liberty Series offers the perfect combination of efficiency, comfort, and value. This single-story home features 4 bedrooms, 2 bathrooms, a 2-car garage, and 1,510 square feet of thoughtfully designed living space. Upon entering, you’ll find three secondary bedrooms, a full-size bathroom, and a conveniently located laundry room. The heart of the home is the open-concept kitchen, which overlooks the dining area and spacious family room, making it perfect for hosting or everyday living. Toward the back of the home, the primary suite provides a private retreat, complete with an en suite bathroom. Primary suite is conveniently located just off the living room, ensuring privacy and easy access. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

407 Poplar Ct, Hico

$233,990

3 Beds ⋅ 3 Baths ⋅ 21360441 MLS

MLS# 21360441 - Built by NHC - Dec 2026 completion! ~ Model 1600-2 B1 - Glacier The Glacier Plan from our Freedom Series is a thoughtfully designed 2-story home offering 3 bedrooms, 2.5 bathrooms, and 1,600 square feet of living space, complete with a 2-car garage. As you step inside, you’ll pass the staircase to the upper level before arriving at the bright and open family room. This inviting space flows seamlessly into the kitchen and dining area, creating the perfect setting for family time or entertainment. A convenient half bathroom is located just off the kitchen for easy access. The upper level is designed for relaxation and privacy, featuring a spacious primary suite with a walk-in closet and a private bathroom. Two secondary bedrooms, a full bathroom, and a laundry room complete this level. A large loft provides additional living space, ideal for a playroom, media area, or home office. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

411 Poplar Ct, Hico

$213,990

4 Beds ⋅ 2 Baths ⋅ 21360422 MLS

MLS# 21360422 - Built by NHC - Dec 2026 completion! ~ Model 1401 A1 - Yellowstone The Yellowstone Plan from our Freedom Series is thoughtfully designed for comfort and convenience, offering 4 bedrooms, 2 bathrooms, and 1,401 square feet of single-story living. As you enter the home, you’ll find three secondary bedrooms and a full bathroom, perfectly positioned to provide privacy and flexibility for family members or guests. Continue down the hall, and you’ll pass the conveniently located laundry room before reaching the heart of the home. The open-concept kitchen, complete with a central island, seamlessly overlooks the family room and dining area, creating a welcoming space for family time, meals, and for entertaining. Tucked off the dining area, the primary suite features a private bathroom and walk-in closet, offering a peaceful retreat from the rest of the home. Disclaimer: Photos may not represent the actual home. They are for illustrative purposes only and may depict a similar home with the same floorplan.

403 Poplar Ct, Hico

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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