Fannin County Homes under $400,000

Welcome to Fannin County, Texas, a hidden gem that perfectly blends small-town charm with the beauty of nature. Nestled in the northeastern part of the Lone Star State, Fannin County is known for its picturesque landscapes, friendly communities, and rich history. From the serene waters of Lake Bonham to the lush greenery of the countryside, this area offers a peaceful retreat for those seeking a slower pace of life while still enjoying modern amenities.

Fannin County is home to several delightful towns, including Bonham, the county seat, which boasts a vibrant downtown area filled with local shops, restaurants, and cultural attractions. Outdoor enthusiasts will appreciate the numerous parks and recreational opportunities, such as hiking, fishing, and camping, making it an ideal location for families and nature lovers alike.

For prospective homeowners, Fannin County presents an exciting opportunity with an array of charming homes available for under $400,000. Whether you’re looking for a cozy cottage, a spacious family home, or a quaint farmhouse, you’ll find options that fit your budget and lifestyle. The real estate market here is diverse, offering something for everyone, whether you’re a first-time buyer or looking to invest in a vacation property.

With its friendly atmosphere, beautiful surroundings, and affordable housing options, Fannin County is the perfect place to call home. Discover the warmth of Texas living and explore the possibilities that await you in this wonderful community. Your dream home in Fannin County is just a visit away!

Newest Fannin County Homes under $400,000

$165,000

2 Beds ⋅ 1 Baths ⋅ 21392130 MLS

Wow! What a cool home with unique craftsmanship on 2 acres minutes to the Bois D' Arc Lake! This 2 bedroom, 1 bath, metal home was completed in 2023 and has reclaimed wood accents, 100-year-old barn beam incorporated into the ceiling, reclaimed barn tin ceiling, custom 1930s cast-steel spiral staircase with handcrafted railing, wire spoke wheel ceiling fans, commercial-grade waterproof laminate flooring, Antique-style bathroom fixtures and a trap door upstairs for furniture access. The kitchen has 75-year-old cypress cabinet doors, hidden wall pantry, stainless-steel sink and counter top and a propane cook stove. There is a 19x19 metal frame workshop with a concrete floor, 220 power, water, electric and a 20x20 awning. Property is fenced on all sides and has a RV parking spot with water, septic & electric. If you’re looking for an affordable home or a weekend-get-away with character, craftsmanship, and distinctive details you won’t find in an ordinary home, this 2-acre property is worth a look!

351 County Road 2274, Telephone

$305,000

3 Beds ⋅ 3 Baths ⋅ 21406844 MLS

Country charm meets comfortable living with this 2,147 square foot, 3-bedroom, 2.5-bath brick home. Situated on just under an acre in the county, just outside of the Ector City Limits, with the convenience of city water. If you’ve been looking for space, privacy, and room to enjoy the outdoors, this property is ready to welcome you home! Inside, you’ll find a comfortable layout with plenty of room for family and entertaining. The enclosed sunroom provides a versatile additional flex space—perfect for morning coffee, relaxing, hobbies, or enjoying the views year-round. Step outside to a fully fenced property with plenty of room to spread out. The property also features two exterior buildings, including a 15x11 storage shed with over hang for lawn equipment and a spacious 28x12 workshop equipped with air conditioning, offering an ideal space for hobbies, projects, or additional storage. With nearly an acre of land, a charming brick home, a climate-controlled shop, and the freedom of being just outside the city limits, this property offers a wonderful opportunity to enjoy the best of country living while remaining close to town. Come take a look and see why this could be the one you’ve been waiting for!

421 S Oak St, Ector

$179,000

3 Beds ⋅ 1 Baths ⋅ 21407933 MLS

This charming 1,410-square-foot home sits on .78 acres and offers 3 bedrooms, 2 full bathrooms, and plenty of potential to make it your own. The fenced backyard was once a beautiful private retreat featuring mature trees, established shrubs, colorful flowers, and a goldfish pond. With a little TLC, this outdoor oasis could be brought back to life and enjoyed once again. Adding exceptional versatility to the property is the 2,088-square-foot shop, formerly known as Main Street Paint & Body, complete with a full-size paint booth. With ample space for a workshop, hobbies, projects, and additional storage, the possibilities are plentiful. Whether you're looking for a home with room to personalize, a spacious property for your hobbies, or a shop with endless potential, this unique property is ready for its next chapter!

201 N Main, Randolph

$270,000

3 Beds ⋅ 2 Baths ⋅ 21407619 MLS

Welcome home to this beautiful, nearly new 3-bedroom, 2-bath home in Leonard, TX! Built just two years ago, this well-maintained home offers 1,645 square feet of comfortable living space with a spacious open floor plan perfect for everyday living and entertaining. Beautiful wood-look tile flooring adds warmth and style throughout the home, while foam-encapsulated insulation provides excellent energy efficiency and year-round comfort. Step outside to enjoy the large backyard, offering plenty of room for entertaining, pets, or outdoor activities. An 8x10 Tuff Shed is also included, providing additional storage for tools, lawn equipment, and more. With modern finishes, energy-efficient construction, and a generous backyard, this move-in-ready home offers the perfect combination of comfort, style, and functionality. Don't miss your opportunity to own this beautiful home in Leonard!

305 W Houston St, Leonard

$359,900

3 Beds ⋅ 2 Baths ⋅ 21405628 MLS

Nestled in the heart of Leonard, TX, this delightful 3-bedroom, 2-bathroom residence offers a perfect blend of comfort and convenience . The property's prime location near the local high school and the new Elementry School ensures easy access to educational facilities and community amenities. A standout feature of this home is it's generously sized yard, adorned with majestic, mature trees that provide shade and tranquilit y. The detached 1-car garage includes a workshop space, catering to those with hobbies or creative pursuits. Meticulously cared for and presented in great condition, this property promises not just a house, but a welcoming home where cherished memories can be made.

300 E Short St, Leonard

$110,000

2 Beds ⋅ 1 Baths ⋅ 21404458 MLS

Welcome to this cozy and charming cottage nestled in the heart of the quaint and growing community of Bonham, Texas! This inviting 2-bedroom, 1-bath home features beautiful hardwood floors, plenty of character, and a warm, welcoming atmosphere. Situated on a spacious quarter-acre lot in an established neighborhood, this property offers the perfect blend of small-town charm and convenience. Within walking distance of historic downtown Bonham, you'll enjoy easy access to local shops, restaurants, and the charming town square. Outdoor enthusiasts will appreciate being close to several area lakes, including the recently opened Bois d'Arc Lake, offering wonderful opportunities for fishing, boating, and recreation. Conveniently located approximately 30–35 minutes from Sherman, 40–45 minutes from Paris, 45–50 minutes from McKinney, and approximately 1 hour and 20 minutes from DFW International Airport. Whether you're searching for a cozy place to call home, a charming weekend getaway to escape the hustle and bustle of city life, or an investment opportunity, this delightful cottage offers endless possibilities in a wonderful small-town setting!

1007 Willow St, Bonham

$189,000

3 Beds ⋅ 2 Baths ⋅ 21406143 MLS

Welcome home to a very well maintained home nestled in the town of Bailey. Sitting across from the city park, this charming residence is the perfect blend of comfort, style and functionality. Step inside to an open-concept living and dining area that flows seamlessly into spacious kitchen that is ideal for everyday living and entertaining. Entering the backyard, there sits a pergola for your morning coffee or relaxing evenings. There is also a 12x25 storage building for extra storage!

402 Cleveland St, Bailey

$185,000

3 Beds ⋅ 2 Baths ⋅ 21406469 MLS

Discover the perfect blend of comfort and convenience in this charming 3-bedroom, 2-bathroom home located right in the heart of town. This inviting residence puts you just moments away from the best local shopping, healthcare, and recreational activities, making daily errands a breeze. Whether you are starting your homeownership journey or looking for a cozy place to settle down, this home offers an incredible opportunity at an affordable price. All measurements are approximate and deemed reliable but not guaranteed; square footage, lot size, and room dimensions are estimates and should be verified.

228 E Boyd Ave, Bonham

$195,000

3 Beds ⋅ 2 Baths ⋅ 21405010 MLS

Fully Renovated 3BD-2BA Gem Near Historic Downtown Bonham – Like-New Construction! Experience the worry-free lifestyle of modern construction paired with the charm of living near historic downtown Bonham. Recently rebuilt from the studs up, this 3-bedroom, 2-bathroom home offers complete peace of mind with brand-new essential systems, including a new HVAC system, updated electrical service, new hot water heater, fresh interior and exterior paint, and stylish vinyl plank wood flooring and blinds throughout. The windows were replaced in 2024. As you step inside, you are greeted with an open, sunlit floor plan. At the heart of the home is the contemporary kitchen with shaker-style cabinetry, sleek granite countertops, and a new electric range and dishwasher. The new refrigerator and microwave will remain. Both bathrooms feature new vanities and new shower-tub enclosures. Outside, enjoy a spacious backyard equipped with a new privacy fence, a large storage shed (6x10) – perfect for a workshop or just extra storage – and a beautiful deck (14x11) that is perfect for entertaining or just enjoying your morning coffee! The home also has a 12x21 carport. Minutes from Bonhams local dining, shopping, and the town square, this turnkey property is low maintenance and ready for its new owners. Schedule your private showing today before its gone!

506 W 7th St, Bonham

$359,000

4 Beds ⋅ 3 Baths ⋅ 21404380 MLS

Welcome to this 4 bedroom, 3 bathroom home. Offering the perfect blend of comfort, flexibility and space. This home features a mother-in-law suite, ideal for multi generational living, guests or a private retreat. A bonus room that has been used as a library and study area. Step outside to the large backyard, offering plenty of room for pets, entertaining, gardening or simply enjoying the outdoors. This home is ready to meet your needs and lifestyle. Buyer and Buyer's agent to verify all information.

1908 Nancy Lea Dr, Bonham

$105,000

2 Beds ⋅ 1 Baths ⋅ 21403410 MLS

Historic Charm & Timeless Character in the Heart of Bonham Step into the charm and character of another era at 103 S Center St in Bonham, Texas. This unique 2-bedroom, 1-bath home offers beautiful original hardwood floors, classic details, and a story of its own. The bathroom features a charming clawfoot tub, adding a touch of vintage elegance that perfectly complements the home's character. Throughout the home, the original hardwood floors bring warmth, beauty, and timeless appeal. Upstairs, discover an intriguing piece of the home's history — an attic space that was once used as a bedroom. The original door still opens with a skeleton key, offering a rare glimpse into the home's past and adding to its unmistakable historic personality. Whether used for storage, a creative space, or simply appreciated as a unique architectural feature, this area is sure to spark conversation. The property also offers an exciting opportunity with the vacant lot behind the home. The lot previously had a house on it, creating potential for future use or possibly another structure, subject to city approvals, zoning, utilities, and applicable restrictions. With its original character, beautiful hardwood floors, clawfoot tub, skeleton-key attic, and additional land, this is more than just a house — it's a property with history, personality, and possibilities. Come see this special Bonham property and discover the charm for yourself!

103 S Center St, Bonham

$159,000

3 Beds ⋅ 2 Baths ⋅ 21400502 MLS

Great opportunity in Honey Grove! This home underwent an extensive remodel approximately 3 years ago, including the addition of a bedroom and second bathroom, interior updates throughout, and foundation repairs. After being tenant-occupied for the past 3 years, the property is ready for some TLC and has experienced some foundation movement. Buyers have options—purchase AS-IS at a price that allows room to make improvements and build equity, or the seller is open to completing agreed-upon repairs with an acceptable offer and approved financing. A great opportunity for a buyer looking to customize a home and add value!

903 14th St, Honey Grove

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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