Cooke County Homes under $400,000

Welcome to Cooke County, Texas—a hidden gem that beautifully blends small-town charm with the allure of the great outdoors. Nestled in the heart of North Texas, Cooke County is known for its rich history, friendly communities, and stunning landscapes. With a population that embraces a slower pace of life, residents enjoy a close-knit atmosphere while still being just a short drive from the bustling cities of Gainesville and Denton.

One of the most appealing aspects of Cooke County is its diverse range of housing options, particularly for those seeking homes under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of properties that cater to every lifestyle and budget. From charming single-family homes with spacious yards to modern townhouses with contemporary amenities, Cooke County has something for everyone.

Imagine waking up to serene views and the sounds of nature, all while being conveniently located near local shops, schools, and parks. The county is also home to several recreational opportunities, including hiking, fishing, and boating at nearby Lake Ray Roberts, making it a perfect spot for outdoor enthusiasts.

With a friendly community spirit and a strong sense of belonging, Cooke County is not just a place to live; it’s a place to thrive. Explore the available homes under $400,000 and discover how you can start your next chapter in this welcoming Texas county. Your dream home awaits!

Newest Cooke County Homes under $400,000

$247,900

3 Beds ⋅ 2 Baths ⋅ 21406944 MLS

Enjoy timeless charm and modern conveniences in this adorable home, ideally located just minutes from Gainesville's historic downtown square. This home is move in ready! Recent improvements include a newer HVAC system, energy efficient windows, a 200-amp electrical panel, metal roof and updated plumbing and supply lines. The completely remodeled kitchen and bathrooms add a fresh touch while enhancing the home's appeal. This home offers split bedrooms with the oversized master located in the back of the home for privacy. Also, buyers can enjoy the added benefit of solar panels to improve energy efficiency and potentially reduce monthly electricity costs! A wonderful blend of character, comfort and important updates make this one you don't want to miss! ***More photos coming soon***

816 S Dixon St, Gainesville

$309,999

3 Beds ⋅ 2 Baths ⋅ 21407852 MLS

Discover the perfect place to call home in the desirable community of Lindsay! This 3-bedroom, 2-bathroom home offers comfortable living in a welcoming small-town setting. Located in a highly regarded school district, this property is a great opportunity for those looking to enjoy a strong sense of community and convenient access to local schools. Whether you're a first-time homebuyer, growing family, or looking to settle into a peaceful area, this home is ready for you to make it your own. Don't miss your opportunity to enjoy all that Lindsay has to offer!

106 Palamino Dr, Lindsay

$344,000

3 Beds ⋅ 2 Baths ⋅ 21408080 MLS

Spacious 3 bedroom, 2 bathroom home featuring an inviting open-concept layout perfect for modern living. The kitchen offers stainless steel appliances, granite countertops, and flows seamlessly into the casual dining area. Designed with comfort and efficiency in mind, the home includes spray foam insulation for enhanced energy savings. Conveniently located just 1 mile from Muenster Schools, this property combines style, function, and ideal location.

424 Cirrus Cir, Muenster

$110,000

2 Beds ⋅ 2 Baths ⋅ 21406323 MLS

Welcome to your cozy spot in Valley View! This 2-bedroom, 1-bath manufactured home sits on approximately 0.28 acres in Pioneer Valley. The property features three storage sheds, a carport, and a gated, fenced yard offering added privacy and plenty of space for storage and outdoor activities. Enjoy a nearby community park and casinos approximately 30 minutes away. With plenty of potential, bring your personal touch and make this property your own!

632 Cumberland Trl, Valley View

$274,995

4 Beds ⋅ 2 Baths ⋅ 21406536 MLS

Tucked in the trees in a great location, comes an expansive country home that boasts 4 bedrooms, 2 full baths and large back deck- all on nearly 2 acres. Kitchen offers island for meal prep and casual dining, with open concept living, kitchen and dining areas. Large master bedroom has plenty of natural light. Back deck for peaceful evenings! Plenty of space to grow and enjoy your own piece of Texoma!

629 Cr-167 St, Whitesboro

$264,995

3 Beds ⋅ 2 Baths ⋅ 21406525 MLS

BRAND NEW and absolutely adorable home with modern touches on an expansive lot, just shy of 2 acres. Step inside to discover warm, inviting touches throughout — including a stunning accent wall that adds character and charm to the living space. Beautiful LVP flooring flows seamlessly through the main areas, combining durability with contemporary appeal. The thoughtfully designed kitchen serves as the heart of the home, featuring a spacious center island ideal for gathering, meal prep, or casual dining. Sleek stainless steel appliances complement the space, delivering both style and functionality. Step out onto the back deck and take in the peaceful, tree-lined views. Whether you're enjoying a quiet morning coffee or entertaining guests, this outdoor space offers privacy and a relaxing natural backdrop. With new construction peace of mind, modern finishes, and almost 2 acres to call your own, this property offers the perfect balance of comfort, space, and tranquility.

589 County Road 167, Whitesboro

$219,000

2 Beds ⋅ 1 Baths ⋅ 21405068 MLS

This adorable, updated 2-bedroom, 1-bath home is bursting with character and move-in ready appeal. Step inside to a spacious open living area that flows effortlessly into the dining space, making it ideal for everyday living or entertaining guests. The cute, functional kitchen offers great storage and an oversized pantry that’s hard to find in homes this size! Whether you’re a first-time homebuyer looking for the perfect starter home or an investor searching for a solid addition to your portfolio, this property checks all the boxes. Enjoy added peace of mind with a recently replaced HVAC system, new water heater, and warrantied foundation, plus the convenience of a 2-car carport for covered parking. With so many of the big-ticket items already taken care of, this home is ready for its next owner!

302 Meadow Dr, Gainesville

$399,000

3 Beds ⋅ 3 Baths ⋅ 21404346 MLS

REFRIGERATOR, WASHER & DRYER INCLUDED! Don’t miss this exceptional opportunity to own a stunning NEW CONSTRUCTION home in a welcoming, family-friendly neighborhood. This spacious 1.5-story home offers 3 bedrooms, 2.5 baths, plus a versatile bonus room with a thoughtfully designed floor plan that blends comfort, style, and functionality. Step through the inviting foyer into a bright, open-concept living space featuring soaring ceilings, large windows, abundant natural light, and impeccable finishes. The beautifully appointed kitchen offers generous cabinetry, stainless steel appliances, and a spacious island—perfect for everyday living and entertaining. The private primary suite provides a peaceful retreat with an ensuite bath and walk-in closet. Enjoy the tranquility of country living while remaining conveniently close to schools, shopping, dining, and entertainment. The landscaped, fully sodded lot includes an irrigation system, while limited-lifetime architectural shingles and spray foam insulation add lasting value and energy efficiency. Ideally located approximately one hour north of DFW Airport and just 30 minutes from WinStar World Casino. Located in Muenster ISD, an award-winning school district. A wonderful opportunity to enjoy new construction, modern amenities, and small-town living at an incredible value!

428 Cirrus Cir, Muenster

$375,000

3 Beds ⋅ 3 Baths ⋅ 21404338 MLS

MOVE-IN READY NEW CONSTRUCTION! This beautifully finished 3-bedroom, 2.5-bath home with a private study offers the perfect blend of modern style, energy efficiency, and everyday functionality. The open-concept design features custom cabinetry, granite countertops, luxury vinyl plank flooring, and brushed nickel fixtures throughout. The spacious kitchen is the heart of the home, featuring upgraded stainless steel appliances, a large center island, abundant cabinetry, and ample storage. The kitchen flows seamlessly into the open living area, creating an inviting space for entertaining or relaxing. The generous primary suite offers a peaceful retreat, while the additional bedrooms provide flexibility for family, guests, or a home office. Enjoy outdoor living from the covered front and back porches. The fully landscaped and sodded yard includes an irrigation system for easy maintenance. Energy-efficient construction features spray foam insulation and limited-lifetime architectural shingles for added durability and long-term value. Located in Muenster, TX, on the outskirts of a charming German-influenced community offering local wineries, shopping, dining, and small-town charm. Conveniently located approximately 1 hour north of DFW Airport and 30 minutes from WinStar World Casino. Zoned to award-winning Muenster ISD. BUILDER INCENTIVE: Brand-new refrigerator, washer, and dryer included, with an appliance package valued at up to $3,500! Don’t miss this opportunity to own a move-in ready new construction home with exceptional finishes and added value!

430 Cirrus Cir, Muenster

$248,900

3 Beds ⋅ 2 Baths ⋅ 21403472 MLS

LOCATION, VISIBILITY & VERSATILITY! Don’t miss this unique opportunity to own a commercial property or residential directly on I-35 in a growing area. The main building offers the flexibility to be used as a 3-bedroom, 2-bath residence, professional office, or business space. A separate shop with AC , office and a restroom provides even more possibilities for an owner-user, business, workspace, or additional operations. Whether you’re looking to establish or expand your business, invest for the future, or take advantage of the property’s flexible use, this one offers incredible potential. Bring your vision and position yourself for the growth happening along the I-35 corridor!

101 3rd St, Valley View

$289,000

3 Beds ⋅ 2 Baths ⋅ 21403146 MLS

Welcome home to this beautifully updated 3-bedroom, 2-bath home in a quiet, established Gainesville, Texas neighborhood. Featuring fresh interior and exterior paint, new flooring and carpet, updated fixtures throughout, new sewer plumbing underneath the home, and a storage shed, this home offers a fresh, modern feel while maintaining its welcoming charm. Enjoy the shade of mature trees in both the front and backyard, creating a peaceful setting for relaxing or entertaining. The listing agent is related to the seller.

2008 Maplewood Dr, Gainesville

$289,900

3 Beds ⋅ 2 Baths ⋅ 21401949 MLS

Tucked away at the end of a quiet cul-de-sac in a wonderful, established neighborhood, this all-brick home has the kind of warmth and character that immediately feels like home. From the moment you walk in, you can picture family gatherings, holidays, Sunday dinners, and everyone having a place to spread out and stay awhile. The formal dining room welcomes you in and leads to a spacious kitchen featuring an extra-long stretch of counter space—perfect for holiday cooking, baking, canning, or setting out a buffet for a crowd. Just off the kitchen is an unusually large bonus space that could make an incredible walk-in pantry, sewing room, craft room, or additional storage area, plus a separate laundry room. The main living room features a wood-burning fireplace and opens to an additional flex room that can easily serve as a home office, game room, second living area, hobby room, or additional bedroom. Throughout the home, you’ll find details that reflect the quality and thoughtful design of a custom-built home from its era. Outside, the large backyard has that nostalgic “Grandma’s house” feeling—a place for kids to play, pets to roam, gardens to grow, and family and friends to gather. A storage shed provides additional space for lawn equipment, tools, or hobbies, while the rear-entry garage helps preserve the welcoming curb appeal out front. If you’ve been looking for an established neighborhood, a cul-de-sac location, generous living and storage spaces, and a home with genuine character instead of a cookie-cutter floor plan, put this one on your must-see list.

311 Wheeler Creek Ct, Gainesville

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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