Whitney Homes under $400,000

Welcome to Whitney, Texas, a charming city nestled in the heart of Hill County! Known for its friendly community and picturesque landscapes, Whitney offers a perfect blend of small-town charm and modern conveniences. With a population that embraces a welcoming spirit, you’ll find a vibrant atmosphere enriched by local events, parks, and recreational activities.

One of the city’s most appealing features is its proximity to Lake Whitney, a stunning reservoir that provides residents with a plethora of outdoor activities, from fishing and boating to hiking and picnicking. Whether you’re an outdoor enthusiast or someone who enjoys serene lakeside views, Whitney has something for everyone.

For those considering a move to this delightful city, you’ll be pleased to know that Whitney boasts a variety of homes available for under $400,000. This affordability allows families, retirees, and first-time buyers to find their dream home without breaking the bank. The local real estate market offers a diverse selection of properties, including charming single-family homes, cozy cottages, and spacious lots with room to grow.

With its inviting atmosphere, beautiful surroundings, and budget-friendly housing options, Whitney is an ideal place to call home. Explore the possibilities and discover why so many are drawn to this hidden gem in Texas. Whether you’re looking to settle down or invest in a vacation retreat, Whitney welcomes you with open arms!

Newest Whitney Homes under $400,000

$128,000

2 Beds ⋅ 1 Baths ⋅ 21390907 MLS

This cute 2-bedroom, 1 bath home offers 1,124 sq ft of living space and plenty of charm. Full of potential, this older home is ready for someone to add their personal touch and make it their own. Enjoy the convenience of a covered carport and a fenced backyard. With it's appealing character and desirable location, this little house is ready for someone to see the possibilities and make it shine!

303 N Colorado St, Whitney

$175,000

2 Beds ⋅ 2 Baths ⋅ 21409030 MLS

Charming vintage home with timeless appeal. Built in 1958, this inviting 2 bedroom, 2 bath home offers 1188 square feet of comfortable living space with plenty of character. Located on 3 lots with a fenced yard, mature pecan trees add shade, beauty, and a touch of timeless Texas charm. Whether you're looking for a place to make your own cozy home or an investment opportunity, this property offers plenty of possibilities!

304 N Neches St, Whitney

$145,000

2 Beds ⋅ 2 Baths ⋅ 21408672 MLS

House is located on a secluded large corner lot. Newly constructed primary suite extension with double vanity bathroom. New siding, windows, septic system, 20x30 carport, outdoor living area, metal fence. Must see to appreciate.

248 Waupoo Trl, Whitney

$330,000

3 Beds ⋅ 3 Baths ⋅ 21407405 MLS

Escape to a peaceful rural living in Whitney with this beautiful home situated on approximately one acre of land. Surrounded by open space and mature trees, the property offers a quiet setting with plenty of privacy and room to enjoy the outdoors. Inside, the home has been thoughtfully updated with a fresh, modern feel, including updated finishes, flooring, and an inviting living space filled with natural light. The spacious lot provides plenty of room for outdoor activities, gardening, entertaining, or simply enjoying the tranquility of country living. This is your opportunity to own a property near beautiful Lake Whitney, where peaceful country living meets easy access to year-round recreation. Enjoy the surrounding natural beauty with opportunities for boating, fishing, swimming, and outdoor activities. A great setting for those looking to enjoy the relaxed Lake Whitney lifestyle while being close to the water. If you're looking for a home with acreage and privacy in a rural setting, this property is worth a look.

455 Hcr 1256, Whitney

$208,000

3 Beds ⋅ 2 Baths ⋅ 21401782 MLS

PRICED TO SELL on OVER HALF AN ACRE, just minutes from Lake Whitney! Looking for an affordable home with room to spread out? This 3-bedroom, 2-bath home sits on a spacious corner lot in Whitney with mature trees, plenty of outdoor space, and a peaceful setting to enjoy from your covered back porch. Homeownership may be closer than you think! Qualified buyers may be eligible for lender incentives, including as little as 1% down OR a lender-paid temporary rate buydown that lowers the interest rate by 1% for the first year. Inside, you’ll find an open layout with an upgraded kitchen featuring dark cabinetry, a large granite island and stainless steel appliances. The spacious primary suite offers dual sinks, a garden tub and separate tiled shower. Outside is where this property really shines! With over half an acre, there’s plenty of room for pets, kids, entertaining, gardening, or simply enjoying a little extra space. A storage shed provides additional convenience. Big lot. Updated home. Affordable price. Financing options that could make getting into your next home even easier. Schedule your showing today! Property will be eligible for FHA financing on November 18th, 2026.

119 Post Oak Rd, Whitney

$224,900

2 Beds ⋅ 2 Baths ⋅ 21401375 MLS

COUNTRY LIVING NEAR BEAUTIFUL LAKE WHITNEY! Enjoy the space and peaceful setting of approximately ONE ACRE while still being just minutes from the lake. Recently renovated and move-in ready, this spacious 2-bedroom, 2-bath home offers approximately 1,500 sq. ft., a full laundry, utility room, and an attached garage with tons of potential. Keep it for parking and storage or explore converting it into a game room, second living area, home office, or oversized primary suite. Recent improvements include: • NEW high efficiency HVAC system • NEW aerobic septic system • NEW flooring throughout • Fresh interior paint throughout • NEW granite countertops in kitchen & bathrooms • NEW kitchen appliance package • Fully renovated bathrooms • NEW cultured marble shower surrounds • NEW plumbing valves & shut-off valves • NEW electrical switches & receptacles • NEW light fixtures throughout • NEW window blinds • Full cosmetic interior remodel PLUS—the roof was completed within the last three years. Whether you're looking for a full-time home, weekend escape, or simply more room to spread out, this property offers updated country living with the recreation and natural beauty of Lake Whitney right nearby. One acre, extensive updates, flexible living space, and lake life—all ready for its next owner!

167 Tall Timber Trl, Whitney

$228,000

3 Beds ⋅ 2 Baths ⋅ 21397228 MLS

Whether you’re searching for an affordable place to call home, weekend getaway, vacation rental or investment property, this home checks all the boxes. This three bedroom, two bath home is conveniently located in the heart of Whitney near local amenities, yet minutes from beautiful Lake Whitney, Lake Whitney State Park and endless outdoor recreation. Additional bonus features include a two-car carport with rear alley access, a 14x12 storage building on slab, new chain link fencing and a screened in back porch, perfect to sit back and enjoy a cup of coffee to start or end the day. Recent major capital upgrades include a new AC unit in 2025 and freshly re-shingled roof in 2025. Laundry room is located in the garage. This turn-key property is ready for its next chapter, schedule your showing today!

401 S Llano St, Whitney

$164,500

3 Beds ⋅ 1 Baths ⋅ 21398264 MLS

Lake Living at an Affordable Price! This 3-bedroom, 1-bath home is ideally located near Lake Whitney and sits on a spacious, heavily treed property offering plenty of privacy and room to enjoy the outdoors. The property features two storage buildings, providing excellent space for lake toys, tools, hobbies, or extra storage. Whether you’re looking for a full-time home, weekend getaway, or investment opportunity, this property offers a great location close to the lake and plenty of potential. Come take a look and imagine the possibilities!

186 Jennifer Loop, Whitney

$215,000

4 Beds ⋅ 1 Baths ⋅ 21395205 MLS

This 4 bedroom, 1 bath, brick home in Whitney, Texas sits on a corner lot with 0.33 acres and offers 1,523 square feet of living space with a metal roof. The home has been remodeled and features laminate floors throughout, and an open floor plan connecting the kitchen and living room. The kitchen has plenty of cabinets, gas cooktop, and an oven with a warmer. The plumbing and electrical have been updated. The home is move-in ready except for the primary bath which needs to be completed. A 203K FHA loan would be a quick way to complete this bath. Majority of the furnishings throughout the can stay. A carport and storage building add everyday convenience. Outside, enjoy a back deck with a pergola, fully fenced yard, and plenty of room to relax. This property is a short drive to Lake Whitney for all your recreational needs. This home is a great starter home, rental property, Airbnb, etc. Call us today for your showing!

102 Creek Dr, Whitney

$369,000

3 Beds ⋅ 3 Baths ⋅ 21393057 MLS

Enjoy peaceful country living on just under 5 acres with a pond stocked with bass, catfish, and perch! A long winding driveway welcomes you to this private 3-bedroom, 2.5-bath home with an office offering a functional layout and beautiful outdoor space with several mature trees and plenty of room to spread out! The primary suite is conveniently located downstairs, along with a dedicated office and half bath. Upstairs, you’ll find two additional bedrooms and a bathroom, providing privacy and flexibility for family or guests. The living area features a cozy wood-burning fireplace, while a durable metal roof adds to the home's country appeal. A covered breezeway connects the home to an attached workshop and carport, offering excellent space for projects, storage, or hobbies. Outside, enjoy the large backyard, mature shade trees, and stocked pond—perfect for fishing and relaxing on your own property. Additional features include an aerobic septic system and an RV hookup complete with water, electric, and septic connections. With acreage, a pond, workshop, RV accommodations, a storm shelter, and a versatile floor plan, this property offers the space and country lifestyle you’ve been looking for!

178 Murdoch Rd, Whitney

$225,000

4 Beds ⋅ 2 Baths ⋅ 21391267 MLS

Affordable updated home located only 6 minutes to Lake Whitney! Freshly painted brick and cozy, exterior rustic touches welcome you home. Inside, the open floor plan features durable tile flooring throughout for effortless maintenance. Kitchen features new cabinets, new appliances, and bar seating for conversing during meal prep or morning coffee. Purchase with confidence knowing this home features a brand-new roof and re-plumbed sewer lines. Cooled and heated garage conversion could serve as a 4th bedroom, a formal dining, office, home gym, etc. This property features plenty of storage space as it is equipped with a practical detached building. Alley access is perfect for those wanting parking in the back. Newer privacy fence provides space to create a private outdoor relaxing area. This move-in-ready home offers everything you need within your budget!

603 S Brazos St, Whitney

$285,000

3 Beds ⋅ 2 Baths ⋅ 21386721 MLS

Beautifully situated on a spacious half-acre lot, this stunning 3-bedroom, 2-bath new construction home offers modern finishes with a relaxed country feel. Conveniently located just minutes from Whitney, Juniper Cove Marina, dining, shopping, and the recreational opportunities of Lake Whitney. The inviting open-concept floor plan features durable luxury vinyl plank flooring and a beautifully appointed kitchen with quartz countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace for everyday living and entertaining. The generous primary suite provides a private retreat with an ensuite bath and walk-in closet. With quality finishes, a desirable location near the lake, and plenty of outdoor space, this beautiful new home offers the perfect opportunity to enjoy the Lake Whitney lifestyle. Seller and Builder is a Texas Realtor.

103 Cedar Shadow Ln, Whitney

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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