Temple Homes under $400,000

Welcome to Temple, Texas – a vibrant city that perfectly blends small-town charm with modern conveniences. Nestled in Bell County, Temple is known for its rich history, friendly community, and a plethora of recreational opportunities. With a population that embraces diversity and a strong sense of community, Temple is an ideal place for families, young professionals, and retirees alike.

One of the most appealing aspects of Temple is its affordability, especially when it comes to housing. You can find a variety of charming homes under $400,000, making it an attractive option for first-time buyers and those looking to downsize. From cozy single-family homes to more spacious properties, the real estate market in Temple offers something for everyone. Many of these homes boast beautiful yards, modern amenities, and convenient access to local parks and schools, ensuring a quality lifestyle without breaking the bank.

In addition to its affordable housing, Temple offers a wealth of amenities. Residents enjoy a thriving downtown area filled with unique shops, delightful eateries, and cultural attractions. The city is also home to several parks, recreational facilities, and community events that foster a strong sense of belonging. Whether you’re exploring the scenic trails or attending a local festival, Temple’s warm and welcoming atmosphere is sure to make you feel right at home.

If you’re considering a move to Central Texas, Temple should be at the top of your list. With its affordable housing options and a community that truly cares, you’ll find not just a house, but a place to call home.

Newest Temple Homes under $400,000

$260,000

3 Beds ⋅ 2 Baths ⋅ 21422331 MLS

Come and see this fully renovated house. This home has an abundance of beautiful kitchen cabinets with soft close cabinets and drawers. The open floor concept makes entertaining and visiting warm and inviting. You will love the enormous island that allows more storage, in kitchen seating, ample space for preparing your favorite foods. The wood burning fireplace brings ambiance and warmth to the open living space. The large screened-in porch is another great feature for gathering, reading or entertaining. All windows have been replaced and has nice white faux wood binds. The roof was replaced 2 years ago. Equipped with a newer HVAC system that makes cooling and heating extremely efficient and cost effective. This home has a double gate on one side of the home to with a large driveway and concrete slab to park an RV in the backyard with an RV outlet and plug. The homes proximity to the Hospital ensures easy access if an emergency arises and keeps the power on during the random ice storms that Central Texas occasionally witnesses. Extra storage shed conveys with property. This house will be the place you want to call home!

2110 Carnation Ln, Temple

$264,900

4 Beds ⋅ 2 Baths ⋅ 21422235 MLS

Welcome home to 1427 Shadow Hill Lane! This well-maintained, move-in-ready 4-bedroom, 2-bathroom home offers 1,595 square feet of comfortable living space in a convenient Temple location. The inviting exterior, open-concept living areas, and functional kitchen create a welcoming atmosphere that’s ready for its next owner to enjoy. The kitchen features rich cabinetry, granite countertops, stainless steel appliances, and plenty of workspace, making everyday cooking and entertaining a breeze. Step outside to discover a fenced backyard with established fruit trees, raised garden beds, and a covered back patio—perfect for relaxing outdoors, enjoying your morning coffee, or cultivating your own garden. Location is another highlight! Enjoy convenient access to nearby shopping, dining, parks, and recreational opportunities, including the Crossroads Athletic Complex. With local favorites and everyday essentials close by, this home offers a wonderful combination of comfort, convenience, and outdoor enjoyment. Whether you’re looking for your next home or a place to put down roots, 1427 Shadow Hill Lane is ready to welcome you. Schedule your showing today!

1427 Shadow Hill Ln, Temple

$119,000

3 Beds ⋅ 1 Baths ⋅ 21416458 MLS

Conveniently located in Temple, this 3-bedroom, 1-bath home offers approximately 1,100 square feet of living space with easy access to shopping, restaurants, schools, and everyday necessities. The home features vintage character, some recent updates, and a practical floor plan. The spacious, fully fenced backyard provides plenty of room for pets, outdoor activities, or entertaining. Whether you're a first-time buyer or an investor looking to expand your portfolio, this property offers an affordable opportunity in a convenient location, just minutes from much of what Temple has to offer.

13 N 41st St, Temple

$389,900

6 Beds ⋅ 4 Baths ⋅ 21420566 MLS

BRAND NEW CONSTRUCTION - MODERN DESIGN - INVESTMENT OPPORTUNITY! Enjoy the perfect blend of modern style, comfort, and versatility in this beautifully constructed duplex. Whether you’re looking to live in one side while generating rental income from the other or add a quality property to your investment portfolio, this property offers flexibility with elevated finishes throughout. Each unit features its own private backyard with full sod and irrigation, along with no rear neighbors—creating a more private and inviting outdoor space. Inside, clean lines and tasteful finishes create a polished, welcoming feel. Each unit features durable vinyl plank flooring throughout, granite kitchen countertops, cultured marble bathroom countertops, stainless steel appliances, ceiling fans, and a thoughtfully designed layout that maximizes comfort and functionality. The combination of modern finishes and low-maintenance materials makes these spaces equally appealing for homeowners and future tenants. Conveniently located with easy access to Downtown Temple, the VA Medical Center, Baylor Scott & White Medical Center, and Fort Hood. Downtown Temple is approximately 8–10 minutes away, the major medical centers are about 10 minutes away, and Fort Hood is approximately 35–40 minutes away. Whether you’re looking for a smart owner-occupant opportunity, an income-producing property, or a turnkey addition to your investment portfolio, this beautifully finished new-construction duplex delivers modern appeal, everyday convenience, and lasting versatility.

202 Dolphin Dr, Temple

$354,900

4 Beds ⋅ 4 Baths ⋅ 21412669 MLS

Looking for a home with room to entertain both inside and out? This 4-bedroom, 3.5-bath home sits on a beautiful .43-acre lot shaded by mature trees, just minutes from Baylor Scott & White, shopping, and dining. Inside, you'll find two living areas, two dining areas, a split-bedroom floor plan, and an abundance of closet space and built-ins. Several updates have been made, including a roof replaced approximately one year ago, and the home also features a whole-home water softener. The backyard is where this property really shines! Enjoy summer days by the in-ground swimming pool, relax under the covered patio, or host friends and family with plenty of room for outdoor entertaining. Mature trees add character and shade, while the sprinkler system helps with lawn maintenance. With a great combination of indoor and outdoor living spaces and a convenient Temple location, this home is ready for you to make it your own!

3802 Wendy Oaks Dr, Temple

$224,900

4 Beds ⋅ 2 Baths ⋅ 21410808 MLS

Welcome to this charming light blue, 3-bedroom, 2-bath ranch-style home offering comfort, character, and inviting curb appeal! The convenient single-story layout provides a practical living space with plenty of potential to make it your own. Step outside and discover a spacious backyard, perfect for outdoor entertaining, weekend barbecues, gardening, or simply relaxing and enjoying the outdoors. To help visualize this homes floor plan and to highlight its potential virtual furnishings may have been added to photos found in this listing

1306 Campbelton Dr, Temple

$209,900

3 Beds ⋅ 2 Baths ⋅ 21404087 MLS

Located in the highly sought-after Temple Medical District residential infill area, this charming 3-bedroom, 1.75-bath home offers a rare and versatile opportunity in one of the city’s most dynamic and steadily growing corridors. Built in 1954, the property features approximately 1,758 square feet of living space on a spacious 0.26-acre lot, blending original character with thoughtful updates and flexible living options. The functional floor plan provides multiple living and dining areas, ideal for both everyday living and entertaining. Its prime location near major healthcare facilities and employment hubs naturally attracts consistent demand from medical students, traveling nurses, healthcare professionals, and long-term residents alike—making it well-suited for both short-term and permanent housing needs. Recent improvements add value and peace of mind, including a brand new roof, refinished ORIGINAL wood flooring in living, hall, and primary bedroom, updated gas lines from the city, and upgraded water lines from city and internet lines. These essential updates complement the home’s timeless appeal while supporting modern living. The kitchen area is ready for buyer's personal touch and updating. Carpeted areas have original wood flooring underneath- for the buyer looking for a project! Outdoor features include established garden beds and a dedicated fire pit area, creating a welcoming space for relaxing or gathering with guests. A two-car garage connects to the home through a charming enclosed breezeway entry adding the perfect inside space for your herb garden or plants. Whether you’re an investor seeking strong occupancy potential and rental stability, or a first-time homebuyer looking for long-term value in a high-demand area, this property delivers. Conveniently located with easy access to local schools, shopping, dining, and major roadways, it stands out as a substantial and forward-thinking opportunity in a growing Central Texas market.

1803 S 15th St, Temple

$260,000

3 Beds ⋅ 2 Baths ⋅ 21400731 MLS

Welcome home to this well-maintained Temple property offering plenty of space, character, and opportunity to make it your own. Step inside to a clean and functional floor plan featuring generously sized rooms, traditional finishes, and a warm, inviting feel throughout. The home has been lovingly cared for and offers a wonderful canvas for buyers who appreciate classic charm or want to add their own personal touches over time. Outside, enjoy a spacious private yard with plenty of room for entertaining, gardening, play, or simply relaxing outdoors. Conveniently located near schools, parks, shopping, dining, and everyday amenities, this home combines comfortable living with a location that makes getting around Temple easy. Whether you're looking for a home you can enjoy now or one you can personalize along the way, this property offers space, versatility, and so much potential. Come see it in person and imagine making it your own!

2115 N 9th St, Temple

$59,000

3 Beds ⋅ 1 Baths ⋅ 21393562 MLS

Investors bring your offers. Good bones in a great central area of Temple. Brand new park being developed behind the property with a new stone fence along the back wall. Home will need a full remodel inside and out, but has great potential for a motivated flipper or hard working owner-occupant

710 S 19th St, Temple

$134,900

4 Beds ⋅ 2 Baths ⋅ 21387465 MLS

Enjoy a versatile layout in this four-bedroom, two-bath Temple home with spacious living room, a separate dining area, and a breakfast nook. White kitchen cabinetry, wood-look flooring in the main living areas, and a corner lot with mature trees create an inviting setting for everyday living and entertaining. To help visualize this home’s floor plan and to highlight its potential, virtual furnishings may have been added to photos found in this listing.

2001 S 9th St, Temple

$299,000

3 Beds ⋅ 2 Baths ⋅ 21386019 MLS

Welcome to 2115 Carriage House Drive, a well-designed one-story home in Temple’s Carriage House Village. This 3-bedroom, 2-bath residence offers approximately 1,707 square feet with a functional split-bedroom floor plan that provides added privacy. The inviting living area features a stone fireplace, while the kitchen offers granite countertops, ample cabinetry, a pantry, and convenient dining space. The primary suite includes a walk-in closet, dual vanity, soaking tub, and separate shower. Additional highlights include a four-sided brick and Austin stone exterior, dedicated laundry room, two-car attached garage, covered patio, and privacy-fenced backyard. Residents can also enjoy neighborhood amenities, including a community pool and dog park. Conveniently located near schools, shopping, dining, and everyday services, this home brings together comfort, functionality, and a desirable Temple location.

2115 Carriage House Dr, Temple

$289,900

4 Beds ⋅ 2 Baths ⋅ 21380706 MLS

5 min to Baylor Scott & White Medical Center Temple • Community pool, playground, and walking trails • One-story layout • Spacious backyard 4 bed, 2 bath single-story home in Wyndham Hill offering 1,866 sq ft, open-concept layout, and a spacious fenced backyard. Kitchen includes granite countertops, center island, pantry, and eat-in dining, all open to the main living area with high ceilings and recessed lighting, creating a bright, connected space with natural light throughout. Primary suite features walk-in closet, double vanity, garden tub, and separate shower. Recent interior updates include fresh paint on all walls and cabinets along with updated cabinet hardware throughout. Additional features include sprinkler system, covered patio, and 2-car garage. Located on a quiet street with convenient access to neighborhood amenities including community pool, playground, and walking trails. Approx. 10 minutes to Baylor Scott & White Medical Center Temple and nearby shopping, dining, and daily conveniences along W Adams Ave. Includes floor plan.

815 Cross Dr, Temple

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Temple Homes under $400,000

Newest Temple Homes under $400,000

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