Palmer Homes under $400,000

Welcome to Palmer, Texas – a charming small town nestled in the heart of Ellis County. With its rich history, friendly community, and picturesque landscapes, Palmer offers a delightful mix of rural charm and modern convenience. Just a short drive from the bustling city of Dallas, Palmer is the perfect escape for those seeking a tranquil lifestyle without sacrificing accessibility to urban amenities.

Palmer boasts a tight-knit community where neighbors become friends, and local events bring everyone together. Enjoy the warm hospitality of this town as you explore its parks, schools, and local shops. The vibrant spirit of Palmer is evident in its annual festivals and gatherings, making it a great place to raise a family or settle down for a peaceful retirement.

For those looking to find their dream home, Palmer offers an impressive selection of properties under $400,000. Whether you're in the market for a cozy starter home, a spacious family residence, or a charming cottage, you'll discover a variety of options to suit your needs. Many homes feature beautiful yards, modern amenities, and the kind of character that makes a house feel like a home.

With affordable housing options and a welcoming atmosphere, Palmer is an ideal destination for first-time buyers, families, and anyone looking to embrace a simpler way of life. Experience the best of Texas living in Palmer, where your dream home awaits! Explore the available listings today and take the first step toward making this delightful town your new home.

Newest Palmer Homes under $400,000

$375,000

4 Beds ⋅ 2 Baths ⋅ 21414862 MLS

A LITTLE BIT COUNTRY WITH A WHOLE LOT OF CHARM! Welcome home to this beautiful 4-bedroom, 2-bath property nestled on nearly 2 acres, offering the perfect blend of country living and modern comfort. The location on this one is supreme! Not only is this property situated outside of city limits for added freedom and property tax savings, it is even on the Blue Bonnet Trail for scenic views you will simply fall in love with. Convenience also abounds due to being close to I-45 for quick and easy access all over the metroplex. You can be in downtown Dallas in less than 30 minutes! The home itself features quartz countertops and recently replaced kitchen cabinets (both installed in 2023), a formal dining room that can work perfectly for that home office, and a versatile fourth bedroom that can work great as a flex room to meet your needs. Recent updates include fresh paint in the living space, new flooring laid throughout much of the common spaces in the home, and the fireplace re-tiled to make it a true standout focal point. Outside, enjoy the expansive backyard shaded by gorgeous mature trees, a roomy patio perfect for relaxing or entertaining, and a fully fenced yard that is already equipped with multiple front gates for added security. An oversized two-car garage and large driveway provide ample parking and convenience. Additional updates from 2019 include the installation of a new aerobic septic system, all new windows, the electric work redone, HVAC system replaced, and a full roof replacement. With plenty of room to spread out and enjoy the peaceful country setting, this property offers space, charm, and modern updates- come see today!

7228 Fm 879, Palmer

$299,999

3 Beds ⋅ 2 Baths ⋅ 21418676 MLS

If you've been waiting for a great deal to jump in, this is it. This home is priced below Ellis County tax assessment with seller credits comparable to new construction incentives to help buy down your rate or cover closing costs with an acceptable offer. Upgraded finishes give this 2024 home a polished feel you do not see at this price point. Immaculate and move-in ready, 241 Poinsetta Dr in the Meadows of Palmer offers single-story living with 3 bedrooms, 2 full baths, a separate office with French doors, 1,635 sq ft and a 2-car garage. An open layout brings the kitchen, dining and living spaces together, with an electric fireplace ready to set the mood. The kitchen features granite countertops, an island, stainless steel appliances, a walk-in pantry and a custom herringbone tile backsplash with under-cabinet lighting. Set apart from the other bedrooms for privacy, the primary suite includes a walk-in shower, double vanity, walk-in closet and separate soaking tub for unwinding at the end of the day. Enjoy a generous backyard, nearby schools and quick access to I-45. Some photos virtually staged.

241 Poinsetta Dr, Palmer

$398,000

5 Beds ⋅ 3 Baths ⋅ 21417597 MLS

Room to live, space to create, and possibilities galore! Welcome to 153 Golden Coast Circle, where country-style charm meets versatility! A sprawling covered front porch welcomes you home, offering the perfect spot for morning coffee, evening conversations, or simply enjoying the peaceful surroundings. Step inside to discover a spacious living area with a cozy brick fireplace and French doors leading to an expansive backyard deck. The kitchen is designed for gathering, featuring stainless steel appliances, abundant cabinetry, and an oversized island with plenty of workspace. With five bedrooms and two and a half baths, there's flexibility for everyone, including the option to create a home office, hobby room, or creative retreat. The primary suite features a spacious bath with dual vanities, a corner soaking tub, and separate shower. But the possibilities don't stop at the back door! The gated and cross-fenced property features a detached two-car garage, a climate-controlled studio built in 2023 with a spacious workspace, dedicated office, and additional room, plus a storage building added in 2024 and a greenhouse built in 2025. The climate-controlled outbuildings offer exceptional flexibility for hobbies, projects, or additional workspace. Gardening enthusiasts will appreciate the dedicated garden area with raised beds and solar lighting, while the covered RV parking, constructed in 2023, provides room for recreational vehicles and equipment. An expansive backyard deck offers even more space for entertaining, relaxing, and enjoying the outdoors. A new roof in 2025 adds another valuable improvement. Whether you're looking for room to spread out, space to pursue your passions, or a property that can grow with your lifestyle, this one delivers possibilities well beyond the front door!

153 Golden Coast Cir, Palmer

$349,000

3 Beds ⋅ 2 Baths ⋅ 21412170 MLS

Country living at its best! This 3 bed, 2 bath brick and stone home sits on 1.12 fenced acres with mature trees, outside city limits with no HOA or city restrictions. Bring your chickens and goats. There’s room to roam, a barn for animals or equipment, and terraced garden beds out back. Inside, the vaulted living room features a wood beam and a floor-to-ceiling full masonry fireplace. Crown molding, arched doorways and easy-care tile run throughout. The kitchen offers a pantry, stainless appliances, a breakfast bar and a sunny dining area. The split bedroom plan gives the primary suite privacy, with a tray ceiling and great natural light. French doors open to a large, covered patio for morning sunrise coffee. Zoned for Palmer ISD. Schedule your showing today!

1460 Palmyra Rd, Palmer

$399,999

5 Beds ⋅ 3 Baths ⋅ 21411138 MLS

Special Incentives available from builder for closing costs! Refrigerator, Washer and Dryer are part of Phase II Close out - ask about details. Experience modern country living in this stunning new construction home in Palmer, Texas. Designed with both everyday comfort & entertaining in mind, this spacious 5 bedroom, 3-full-bath home offers thoughtful design and stylish finishes throughout. The heart of the home is the gourmet kitchen, featuring a massive quartz island, striking custom navy cabinetry, designer backsplash, and a modern vent hood above the gas range—perfect for cooking, gathering, and hosting family and friends. The inviting living room is filled with abundant natural light and anchored by a sleek electric fireplace with blower and dramatic floor-to-ceiling tile surround, creating a warm and stylish focal point. Luxury vinyl flooring flows through the main living areas for durability and easy maintenance. The private primary suite offers a relaxing retreat with elegant shelf ceiling details, along with a spa-inspired ensuite bath featuring dual sinks, a soaking tub, and separate shower. Upstairs, the spacious 5th bedroom can also be a game room provides the perfect hangout for teens, movie nights, or additional family living space. Located in the heart of Palmer ISD, one of the area’s most sought-after school districts, this home offers peaceful country living with the convenience of a short 35-minute commute to the Dallas-Fort Worth Metroplex. A must-see opportunity to enjoy modern style, space, and small-town charm. There are other homes available for tour in the Copper Penny Estates Subdivision.

320 E Marshall Ct, Palmer

$310,000

3 Beds ⋅ 2 Baths ⋅ 21410025 MLS

Extremely well kept 3 bedrooms, 2 bath home. Gourmet kitchen with handmade wood cabinets, granite counter-tops and more. Kitchen opens to living room. Wood plank, water resistant flooring in living, dinning and kitchen with tiled baths and carpet in all bedrooms. Large closets, large utility room. Corner lot, wood privacy fence around back yard. Recently replaced roof, storm gutters, water filtration system, garden shed will stay on property. Conveniently located minutes from IH45, shopping and restaurants.

202 Virginia Dr, Palmer

$250,000

3 Beds ⋅ 2 Baths ⋅ 21391538 MLS

Welcoming Palmer home on nearly half an acre..... Fully loved and updated, ready for its next chapter! The current owner has invested real time and money where it matters: roof updated, foundation repaired, fresh paint, and flooring. Although there are still a few details to address this home makes them worth it.. The layout is quiet the standout! The living area is deliberately separated from the kitchen, giving you that rare bit of privacy, a comfortable, functional flow that's hard to find in today's builds. With two generous guest bedrooms, each with good space to stretch out and make your own.Then there's the backyard.... Sitting on 0.459 acres, There's room for the kids to run, game nights, and plenty of space for family and friends to gather around. Ready get small-town warmth with an easy sense of community? This is a must-see, plain and simple. Come walk through and picture your life here! PSA: The photos have been virtually staged to help prospective buyers envision the property as their future home. All information is deemed reliable but not guaranteed. Buyer and buyer's agent to verify all information.

206 E Canton St, Palmer

$225,000

4 Beds ⋅ 2 Baths ⋅ 21391802 MLS

Photos coming soon, check out this 4 Bedroom 2 Bath location is great. Come see it and make it your own.

201 N Stacks St, Palmer

$345,000

4 Beds ⋅ 2 Baths ⋅ 21389965 MLS

Rate Buy down available for 5.59% Blowout Specials Phase II - Price improvement + Closing Costs! New Construction home - No HOA - in the Copper Penny Estates community in Palmer, TX! This stunning 4-bedroom, 2-bath home blends modern style with everyday comfort and is designed for both entertaining and family living. The gourmet kitchen is truly the heart of the home, featuring a gas cooktop, exposed stainless steel vent hood, granite countertops, abundant cabinetry, and a massive center island perfect for gathering. Luxury vinyl flooring flows throughout the main living areas, adding both durability and style. The open living room and breakfast area are filled with natural light and highlighted by a dramatic floor-to-ceiling tiled electric fireplace with heat blower and multi-color flame options, creating a striking architectural focal point. The private primary suite offers a tray ceiling, ceiling fan, and a spa-like en-suite bath complete with dual quartz vanities, soaking tub, separate shower, and a custom walk-in closet. A split-bedroom layout provides added privacy for the primary suite. Step outside to a large fenced backyard with a covered patio—ideal for relaxing evenings or weekend entertaining. Additional features include a spacious utility room with cabinets, utility sink, and drip area for added convenience. Located in the charming Copper Penny Estates community in Palmer, TX. Ask about Incentives

420 E Lamar St, Palmer

$304,000

4 Beds ⋅ 2 Baths ⋅ 21375237 MLS

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 301 E Jefferson St is a Palmer residence with a functional layout. The kitchen features a walk-in pantry and stainless steel appliances, creating a well-equipped space for cooking and entertaining. Interior paint extends throughout, and a dedicated laundry room adds utility. The primary bathroom includes double sinks for everyday convenience and a jacuzzi tub. A covered patio extends the living space outdoors, flowing to a fully fenced backyard that creates ample room for relaxation and entertaining. An attached garage completes this well-maintained residence with practical amenities and comfortable living spaces throughout every room. Home comes with a 100-Day Home Warranty

301 E Jefferson St, Palmer

$300,000

4 Beds ⋅ 2 Baths ⋅ 21351824 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bath home situated on an oversized lot in the peaceful community of Palmer! Located in a quiet, established neighborhood with no HOA, this property offers the perfect combination of comfort, flexibility, and convenience. Inside, you'll find an inviting open-concept layout featuring wood-look tile throughout the main living areas, recessed lighting, and a stunning modern kitchen designed for both everyday living and entertaining. The kitchen boasts granite countertops, a large island with a breakfast bar, a striking linear chandelier, abundant cabinetry, a stainless steel farmhouse sink, commercial-grade range, and matching stainless steel appliances, all opening seamlessly to the dining area. The versatile fourth bedroom offers endless possibilities and can easily serve as a home office, game room, or flex space to fit your lifestyle. The spacious primary suite features a walk-in closet and a private ensuite bath for your own retreat. Thoughtfully updated around 2022, major improvements include the HVAC system, roof, windows, water heater, refrigerator, dishwasher, and stove, offering peace of mind for years to come. Step outside to enjoy the fully fenced backyard with plenty of room to play, garden, or entertain. Additional highlights include a large 3-car carport, workshop, storage shed, and covered front and back patios. This move-in-ready home offers exceptional indoor and outdoor living with space for everyone.

611 S Dallas St, Palmer

$250,000

3 Beds ⋅ 2 Baths ⋅ 21345830 MLS

Welcome to this charming property, boasting a fresh interior paint job in a neutral color scheme that will complement any decor. The kitchen is a standout feature with an accent backsplash adding a touch of elegance. Partial flooring replacement ensures a modern touch throughout the home. The primary bedroom includes a walk-in closet. The fenced-in backyard offers privacy and a perfect space for outdoor relaxation. This property is a must-see for those seeking a home that combines style and comfort. Don't miss out on this gem! Included 100-Day Home Warranty with buyer activation.

112 Halifax Cir, Palmer

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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Palmer Homes under $400,000

Newest Palmer Homes under $400,000

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