Oak Point Homes under $400,000

Welcome to Oak Point, Texas – a hidden gem nestled in the heart of Denton County. This charming city, located just a stone’s throw away from the shimmering shores of Lake Lewisville, offers a unique blend of serene lakeside living and vibrant community spirit. With its picturesque landscapes, friendly neighborhoods, and a rich tapestry of local culture, Oak Point is the perfect place to call home.

For those seeking affordable housing options, Oak Point shines brightly with a range of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this city has something to offer everyone. From cozy single-family homes to modern townhouses, the real estate market here is diverse, ensuring you can find the perfect fit for your lifestyle and budget.

Living in Oak Point means enjoying the tranquility of nature while still being close to urban conveniences. The city boasts excellent schools, local parks, and recreational activities that cater to all ages. Spend your weekends exploring the scenic trails, fishing on the lake, or indulging in local dining spots that showcase the flavors of Texas.

With its affordable housing, welcoming community, and beautiful surroundings, Oak Point is more than just a place to live; it’s a place to thrive. Discover your new home in Oak Point today, and experience the charm and warmth of this delightful Texas city!

Newest Oak Point Homes under $400,000

$324,900

3 Beds ⋅ 2 Baths ⋅ 21400574 MLS

Meticulously maintained home situated on an oversized corner lot in Woodridge Estates! This 3-bedroom, 2-bath home features a private study, split-bedroom layout, and thoughtful updates throughout. The light-filled living area opens through an impressive oversized triple-pane sliding glass door to an extended covered patio and spacious backyard—perfect for entertaining and outdoor living. Recent improvements include a 2023 HVAC system and new roof in 2022, offering peace of mind for years to come. Enjoy access to the community pool and playground, plus convenient proximity to parks, Lake Lewisville, shopping, dining, and more. Move-in ready with exceptional outdoor space! Beautifully cared for, thoughtfully updated, and offering a backyard and outdoor living space that are increasingly hard to find—101 Ravinia Court is truly move-in ready and waiting to welcome its next owner.

101 Ravinia Ct, Oak Point

$394,990

4 Beds ⋅ 3 Baths ⋅ 21401559 MLS

The Copaiba is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 3 bathroom home, youll find 2,239 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. When you step inside the Copaiba you're greeted by an open and inviting foyer, to the left, a cozy secondary bedroom sits tucked away—perfect for guests or a quiet home office. Nearby, a full bathroom offers both convenience and privacy. Continuing into the home, the kitchen is complete with granite or quartz countertops, stainless steel appliances throughout, and a walk-in pantry ready to store all your essentials. The family room is perfect for cozy movie nights or entertaining friends. Just beyond, the covered patio is a peaceful retreat to unwind as the sun sets over the neighborhood. The primary suite, nestled on the main floor, offers a walk-in closet and ensuite bathroom featuring a double vanity and walk-in shower, perfect to unwinding after a long day. Heading upstairs, an open room full of possibilities—a space for the kids to play, a home gym, or even a second living area. Two additional bedrooms and a full bathroom complete the second floor, offering plenty of room for family or guests. Not only does the Copaiba offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. . Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Copaiba floorplan and find your home in Prairie Oaks today!

1405 Wood Vine Dr, Oak Point

$359,990

4 Beds ⋅ 2 Baths ⋅ 21401565 MLS

The Bergamont is one of our beautiful one-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4-bedroom, 2-bathroom home, you'll find 1,855 square feet of comfortable living. Plus, two different exterior elevations to choose from with a 2-car garage. A home designed to combine elegance, functionality, and modern living. This floorplan offers a spacious kitchen, featuring granite or quartz countertops, and stainless-steel appliances throughout. Complete with laminated wood plank or ceramic tile flooring in family, kitchen, entries and hallway. Retreat to the primary bedroom, where relaxation awaits. Here, you'll find an attached bathroom complete with a quartz vanity top and name brand chrome faucets. Not only does the Bergamont offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Bergamont floorplan and find your home in Prairie Oaks today!

9521 Sunflower Ln, Oak Point

$399,990

4 Beds ⋅ 3 Baths ⋅ 21401554 MLS

The Tangerine is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 2.5 bathroom home, you'll find 2,397 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. The exterior features lush landscaping, a full irrigation system, brick and rock accents. Step inside to discover a spacious kitchen with 42” flat-panel cabinets, granite countertops, and stainless steel appliances. The open-concept design allows the kitchen to overlook the living area, perfect for seamless entertaining. The living room boasts soaring 2-story ceilings, complemented by 6 large windows that flood the space with natural light. Upstairs, the game room features a half-wall overlook, offering a unique connection to the main living area while maintaining privacy. This flexible space is ideal for a home office, playroom, or media area. The primary suite includes a luxurious en-suite bathroom with a walk-in shower, glass enclosure, bench, double vanity sinks, and a private toilet room. Enjoy laminated wood plank flooring in the family, kitchen, entries, and hallways. Not only does the Tangerine offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Tangerine floorplan and find your home in Prairie Oaks today!

9516 Windflower Ln, Oak Point

$379,000

3 Beds ⋅ 2 Baths ⋅ 21383701 MLS

Join us for an Open House this Saturday, 9.26, from 2 PM – 4 PM. Come see it in person! *** ASSUMABLE LOAN *** Qualified buyers may assume the seller’s FHA loan at an incredible 3.49% interest rate. *** Buyers choosing new financing may also qualify for a 1% lender credit toward closing costs. *** Welcome to 540 Winnetka Drive, a move-in-ready home in the peaceful Woodridge Estates community. Residents can enjoy access to the community pool and amenity center. Inside, the open-concept floor plan features three bedrooms, two full bathrooms, two dining areas, and a spacious living room with plenty of natural light. The oversized backyard offers plenty of room for entertaining, gardening, outdoor activities, or creating your own private retreat. Located within Little Elm ISD and near FM 720, the home provides convenient access to Little Elm, Frisco, Denton, local shopping, dining, and Lake Lewisville. Do not miss this opportunity to own this home with valuable financing options! *** Assumable loan and lender credit are subject to buyer qualification, lender approval, and applicable program requirements. *** Virtual Staging Disclosure: Select listing photos have been virtually staged and-or digitally enhanced to illustrate the home’s potential. Furniture, décor, landscaping, vehicles, and other digitally added elements may not be present at the property. Original, unedited photos are available upon request.

540 Winnetka Dr, Oak Point

$350,000

4 Beds ⋅ 2 Baths ⋅ 21373142 MLS

SELLER WILL CONTRIBUTE $5,000 TOWARDS CLOSING COST WITH ACCEPTABLE OFFER. This updated 4-bedroom, 2-bathroom Oak Point home offers comfortable, low-maintenance living where virtually every space has been touched and remodeled for 2026. At the heart of the home, a redesigned open kitchen features new cabinetry, a center island, quartz countertops, updated appliances, a modern sink, and a dedicated pantry. Throughout the entire interior, every room has been renewed with fresh paint, durable new flooring, updated lighting, ceiling fans, and remodeled bathrooms. New doors including the front entry and sliding patio glass, along with four new windows complete the interior refresh. Crucial mechanical and structural systems have also been fully addressed: a 2026 roof, 2024 water heater, 2026 electrical panel, and septic tanks have been serviced 2026. Outside, the property includes a newly constructed garage, fresh concrete flatwork, new gravel, new 5 inch gutters, and fresh sod. The large storage shed has been relocated to the back of the yard to keep the lawn open and functional, alongside an on-site storm shelter. Optional neighborhood amenities include access to a community pool, boat dock, picnic tables, and park grills. HOME COMES WITH A 1 YEAR HOME WARRANTY!

110 Muleta Dr, Oak Point

$379,000

5 Beds ⋅ 3 Baths ⋅ 21382242 MLS

Completely updated and move-in ready, this spacious 5-bedroom, 3-bath home offers plenty of room for comfortable living and entertaining. The home has been thoughtfully updated throughout, giving it a fresh, modern feel while maintaining plenty of functional living space. A new roof adds peace of mind, while the large backyard provides room to enjoy the outdoors. The property also features a shop in the back, perfect for storage, hobbies, a workshop, or extra equipment. Located just minutes from the lake, this home is ideal for those looking for space, convenience, and easy access to outdoor recreation.

631 Lakeshore Blvd, Oak Point

$315,000

3 Beds ⋅ 2 Baths ⋅ 21376421 MLS

Qualified buyers may be eligible for a 2-1 interest rate buydown. Welcome to this charming home in Oak Point nestled in the desirable Woodridge Estates, this inviting home offers spacious, functional layout with thoughtful features throughout. Upon entry, you are greeted by a private study with elegant double French glass doors, perfect for a home office, library, or flex space. The open concept kitchen and living area creates an ideal setting for everyday living and entertaining. The kitchen features stainless steel appliances, island, tile flooring, and ample workspace, while the adjoining living room offers a warm and welcoming atmosphere centered around a beautiful stone wood burning fireplace. The private primary bedroom is thoughtfully separated from the secondary bedrooms, creating a peaceful retreat. The primary bath features dual sinks, a relaxing soaking tub, separate shower and a walk in closet. Additional highlights include a separate full size laundry room, three car garage and two year old roof. Step outside to enjoy the large grassy backyard, wood stained fencing and offering plenty of room for pets, play, entertaining, or future outdoor living. A storage building provides additional space for tools, lawn equipment, and seasonal items. With its desirable floor plan, spacious backyard, three car garage, and convenient Oak Point location, this is a home that offers both comfort and versatility with room to make it your own.

513 Northbrook Ave, Oak Point

$399,900

3 Beds ⋅ 2 Baths ⋅ 21360481 MLS

Welcome home to this beautifully designated, brand NEW CONSTRUCTION 3-bedroom, 2-bath residence offering modern style, an open layout, and an incredible value under $400K! Situated in an established neighborhood on a generously sized lot, this home immediately stands out with its contemporary exterior, mature trees, spacious front yard, and expansive driveway providing plenty of additional parking. Inside, soaring ceilings and abundant natural light create a bright, inviting atmosphere. The open-concept living and dining areas flow seamlessly into the stylish kitchen, featuring crisp white cabinetry, modern shiplap accents, quartz countertops, stainless steel appliances, a farmhouse sink, desirable kitchen island, and modern lighting—perfect for both everyday living and entertaining. The spacious primary suite offers a private retreat and backyard view, complete with a beautifully appointed ensuite bath featuring dual vanities, under cabinet lighting, sleek illuminated mirrors, contemporary finishes, and an oversized walk-in shower framed by a frameless glass enclosure and elegant floor-to-ceiling tile. The primary suite is complete with a huge walk-in closet with exceptional storage space and plenty room for all clothes of all seasons! Two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. With its clean contemporary finishes, thoughtful updates, generous lot, ample parking, and move-in-ready interior, this home offers the perfect combination of style, space, and affordability. A fantastic opportunity to own a beautifully finished home in a desirable neighborhood—all for under $400K!

639 Matador, Oak Point

$399,990

4 Beds ⋅ 3 Baths ⋅ 21352839 MLS

The Ozark is one of our beautiful two-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 3 bathroom home, youll find 2,585 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. As you enter the home and continue down the foyer you'll find a open-concept kitchen featuring granite or quartz countertops and stainless steel appliances. Plus a dining area that connects to the living space, providing plenty of natural light. Just off the living space is the main bedroom featuring a large bathroom and walk-in closet. Upstairs you will find a spacious game room, two additional bedrooms, a full bathroom, and a storage closet. Enjoy laminated wood plank flooring in the family, kitchen, entries, and hallways. Not only does the Ozark offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Ozark floorplan and find your home in Prairie Oaks today!

9524 Tamarack Rd, Oak Point

$374,990

4 Beds ⋅ 2 Baths ⋅ 21352831 MLS

The Zamboni is one of our beautiful one-story floorplans featured in our Prairie Oaks community in Oak Point, TX. Inside this 4 bedroom, 2 bathroom home, youll find 2,037 square feet of comfortable living. Plus two different exterior elevations to choose from with a 2 car garage. A home designed to combine elegance, functionality, and modern living. The living area is an open concept, where your kitchen, living, and dining areas blend seamlessly into a space perfect for everyday living and entertaining. Featuring granite or quartz countertops, and stainless steel appliances throughout. Perfectly equipped with everything a home chook or chef needs. Retreat to the primary bedroom, where relaxation awaits. Here, you'll find an attached bathroom complete with a quartz vanity top, name brand chrome faucets, and framed mirror. throughout the home you'll have laminated wood plank flooring in family, kitchen, entries and hallway or wood look ceramic tile (based on availability per package) Not only does the Zamboni offer functional living space, but it boasts stylish finishes throughout with every detail carefully considered to create a comfortable and inviting atmosphere. Explore our smart home package features, including a video doorbell, smart thermostat, and deadbolt, bringing convenience to your fingertips. Images are representative of plan and may vary as built. Contact us to learn more about the Zamboni floorplan and find your home in Prairie Oaks today!

1420 Wood Vine Dr, Oak Point

$365,000

3 Beds ⋅ 2 Baths ⋅ 21336085 MLS

RARE VA ASSUMABLE FINANCING OPPORTUNITY qualified buyers may be able to assume seller's below market VA loan. Ask for financing details. Welcome home to this beautifully maintained residence in the heart of Oak Point, just a short walk from the shores of Lake Lewisville and nestled within the area's exciting future lakeside community. Offering a thoughtfully designed floor plan, this home combines comfort, functionality, and style for effortless everyday living. As you enter, you're greeted by a spacious formal dining room that's perfect for hosting holiday meals, dinner parties, or family celebrations. The heart of the home is the open-concept kitchen, featuring granite countertops, a large center island with breakfast seating, abundant cabinetry, and a generous walk-in pantry. The kitchen flows seamlessly into the inviting living room, where a cozy fireplace creates the perfect gathering space for relaxing evenings. Adjacent to the kitchen, a bright breakfast nook provides an ideal setting for casual dining, morning coffee, or weekend brunches. The private primary suite offers a peaceful retreat with a spa-inspired ensuite featuring an oversized walk-in shower, dual vanities, and plenty of storage. Two additional bedrooms and a full bath provide versatile space for family, guests, or a home office. Step outside to a tranquil backyard designed for both relaxation and entertaining. Enjoy the covered patio for quiet evenings or take advantage of the additional patio space that's perfect for barbecues, outdoor dining, and gatherings with friends and family. Conveniently located near Lake Lewisville, parks, shopping, dining, and major commuter routes, this charming Oak Point home offers the perfect blend of modern comfort, small-town charm, and an exceptional location. No waiting for construction. No post closing punch list headaches and a potentially dramatically better financing through the VA assumption.Don't miss this opportunity!

709 Bent Brook Rd, Oak Point

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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