Mineola Homes under $400,000

Welcome to Mineola, Texas – a charming city nestled in the heart of Wood County, where small-town charm meets modern conveniences. Known for its friendly atmosphere and vibrant community spirit, Mineola offers a delightful blend of history, nature, and culture. With a population of just over 4,500 residents, this quaint town is perfect for those seeking a peaceful lifestyle without sacrificing access to urban amenities.

Mineola boasts a rich heritage, reflected in its historic downtown area, where you can explore unique shops, delightful eateries, and local art galleries. Nature enthusiasts will appreciate the stunning landscapes surrounding the city, including the picturesque Lake Fork and the lush trails of Mineola Nature Preserve, perfect for hiking, fishing, or simply enjoying a leisurely afternoon outdoors.

For homebuyers looking for affordability without compromising on quality, Mineola is an exceptional choice. The real estate market here features a variety of homes under $400,000, making it an ideal destination for first-time buyers, families, and retirees alike. From charming cottages to spacious family homes, you’ll find properties that cater to diverse tastes and lifestyles. Many of these homes are nestled in friendly neighborhoods, offering a sense of community and belonging.

Whether you’re drawn to the scenic beauty, the welcoming community, or the affordable housing options, Mineola, TX, has something for everyone. Discover your dream home in this hidden gem and experience the warmth and charm that makes Mineola a wonderful place to call home.

Newest Mineola Homes under $400,000

$104,000

4 Beds ⋅ 2 Baths ⋅ 21407927 MLS

Four bedroom 2 bath home with 2 car garage near downtown Mineola. Conveniently located near shopping, restaurants, and everyday amenities, this home offers both value and potential in a sought-after location. This is a great opportunity to build equity while making a home truly your own—schedule your showing today! For the family that needs space on a budget, or investors. Seller Pays: Buyer uses Premium Title Services, the seller’s preferred title partner and closing agent. This lets the buyer bypass the title insurance fee, related search costs and reduced escrow-settlement fees, since the seller will cover those charges. The average charges for title search and insurance is $1225 & escrow-settlement fees is $875, resulting in an overall savings of ~$1660 for buyers, who opt for Premium Title Services.

309 Mcdaniel, Mineola

$375,000

4 Beds ⋅ 2 Baths ⋅ 21406961 MLS

Immaculately maintained duplex is move-in ready for immediate income potential or multi-generational living. Each unit is 2-bedroom, 1-bath with 1-bay garage. The large living area is flooded with natural light and features built-in bookcases and cabinets. The kitchen features a breakfast room, built-in desk and full-sized pantry. Each unit has a utility room separated from living spaces with washer and dryer hookups. The primary bedroom features a walk-in closet plus there are four other hall or utility closets in each unit. Between the built-in cabinets and closets, there’s loads of storage. There are covered porches in back overlooking a fenced area for the pets. Roof replaced in 2018. Double pane windows replaced in 2016. LVP and carpet replaced in 2016 in one unit and in 2025 in the other. Only two blocks from downtown Mineola making movies, restaurants, and shopping within walking distance! Whether you want to live in one unit and rent the other, take care of extended family, or invest in rental property, this a great location! Kitchen items and furnishings negotiable.

103 Mcdonald, Mineola

$319,000

3 Beds ⋅ 2 Baths ⋅ 21404075 MLS

OPEN HOUSE SATURDAY July 11TH 2-4PM. Tucked away in a quiet corner of Mineola, this beautifully maintained barndominium on three manicured acres offers the perfect blend of peaceful country living and modern comfort. From the moment you arrive, you will appreciate the pride of ownership with wide open space, mature trees, and a setting that feels private yet still convenient to town. The home features a functional, open layout with comfortable living spaces, making it ideal as a primary residence, weekend retreat, or even an investment opportunity. Step outside and enjoy the expansive acreage, perfect for entertaining, adding a shop, or simply soaking in the East Texas sunsets. New additional water heater in the Master Closet AND new HVAC inside and out! If you have been looking for a move in ready property with land, privacy, and that hard to find quiet country feel, this one checks all the boxes.

256 County Road 2749, Mineola

$379,000

3 Beds ⋅ 2 Baths ⋅ 21401625 MLS

NEW CONSTRUCTION PRICED TO SELL!! Polished new construction meets the easygoing spirit of East Texas; this 2026-built home in The Reserve at Tuscany offers a gracious place to settle in and stay awhile. Resting on a 0.54-acre homesite, it pairs peaceful surroundings with handsome craftsmanship and enough elbow room to make the outdoors your own. Inside, a vaulted ceiling rises above the living area, filling the open-concept plan with light and a welcome sense of occasion. The kitchen and dining area flow together with natural ease, equally suited to Sunday supper, holiday gatherings, or neighbors who stop by and wind up staying for dessert. A largewalk-in pantry keeps groceries, serving pieces, and the good coffee neatly tucked away. The three-bedroom, two-bath layout places the primary suite apart for added privacy. Two secondary bedrooms stand ready for guests, a home office, or whichever season of life comes calling. Modern finishes lend refinement without feeling fussy—a fine balance in a home meant to beto be lived in. Outdoors, the broad driveway and two-car garage make comings and goings simple, while the generous homesite invites visions of a garden, a shaded sitting area, or backyard gatherings beneath a wide-open Texas sky. Tuscany Park is nearby, with Mineola’s schools, downtown conveniences, and train station within easy reach. Come see where new-home elegance, small-town warmth, and East Texas hospitality meet; linger a little, imagine the backyard evenings, and schedule your private showing today.

277 Pr 6305, Mineola

$125,000

3 Beds ⋅ 1 Baths ⋅ 21401308 MLS

INVESTOR OR HANDYMAN SPECIAL! Great opportunity for an investor, remodeler, or handy buyer looking for a project in the heart of East Texas lake country. This 3-bedroom, 2-bath home sits on approximately 1 acre and appears to be structurally sound, but it is in need of remodeling and updates. Bring your vision and transform this property into a great home, rental, or investment. The spacious acreage provides room for improvements, outdoor living, or additional possibilities, subject to local requirements. Located in the heart of East Texas lake country, this property offers convenient access to the area's many recreational opportunities, including nearby Lake Fork, which is located just northwest of Quitman and is well known for fishing and boating. If you're looking for a property with potential and aren't afraid of a little work, this one is worth a look!

2329 S State Highway 37, Mineola

$284,900

3 Beds ⋅ 2 Baths ⋅ 21398512 MLS

New Construction on Half an Acre! Welcome home to this beautiful new construction 3-bedroom, 2-bathroom home situated on a spacious half-acre lot. The open-concept layout brings a comfortable, modern living space with a well-appointed kitchen featuring granite countertops. Enjoy the privacy and room to breathe that a half-acre provides, while having all the benefits of a brand-new home. A great opportunity for those looking for modern finishes, space, and low-maintenance living!

347 Private Rd, Mineola

$340,000

3 Beds ⋅ 2 Baths ⋅ 21392224 MLS

Nestled on three quarters of an acre in Mineola, this 3 bedroom, 2 bathroom home delivers warm East Texas country living with room to roam. Built in 2002, this 1.5 story home offers 2,229 square feet of comfortable space, with a bonus room upstairs and covered porches in both the front and back. The entry welcomes you with luxury vinyl plank flooring that flows through the main level. The living room is the heart of the home, featuring a classic brick fireplace with a white mantel, vaulted ceilings, recessed lighting, and a ceiling fan, the perfect spot to cozy up on cool evenings or gather with friends and family. Large windows fill the space with natural light. The charming dining room showcases white wainscoting, crown molding, and a warm farmhouse feel, ideal for everyday meals and holiday gatherings. Just off the dining room, the kitchen makes daily cooking simple and convenient. The main level continues with three comfortable bedrooms, including a primary suite designed for quiet relaxation. Upstairs, the bonus room is the only room on the second level, offering a private flex space ready to serve as a home office, media room, playroom, or guest retreat. Step outside to enjoy the best of country living from the covered porches front and back, perfect for morning coffee, evening conversations, or watching the seasons change over your 0.75 acres. Additional highlights include a dedicated laundry room, a kitchen pass through from the kitchen to the dining room, ceiling fans throughout, and a peaceful country setting close to everything Mineola has to offer. Close to shopping, restaurants, schools and major highways.

721 County Road 2210, Mineola

$390,000

3 Beds ⋅ 2 Baths ⋅ 21392086 MLS

Waterfront Home on Sundowner Lake Enjoy peaceful East Texas lake living on this beautiful 0.7518-acre waterfront property along Sundowner Lake, a private spring-fed lake. The charming 3-bedroom, 2-bath home offers 1,484 square feet and is filled with character, featuring antique fixtures and materials throughout. Outdoor living is a highlight, with a private dock on the lake and several separate sitting areas perfect for relaxing, entertaining, or enjoying the peaceful surroundings. The property also includes a charming she shed, offering a versatile space for hobbies, crafts, a home office, or simply a private retreat. A rare opportunity to own a character-filled waterfront home with direct lake access and plenty of outdoor spaces to enjoy the beauty of East Texas.

185 Private Rd, Mineola

$324,000

3 Beds ⋅ 2 Baths ⋅ 21373967 MLS

Tucked away in the peaceful community of Golden and within easy reach of world-famous Lake Fork, this beautifully crafted home offers a refined blend of modern comfort, privacy, and relaxed East Texas living. Gently lived in and meticulously maintained, this move-in-ready home features thoughtful upgrades, stylish finishes, and an inviting split-bedroom floor plan, with the primary suite privately situated away from the guest bedrooms for added comfort and privacy. At the heart of the home, the beautifully appointed kitchen was made for gathering family and friends, whether it's a busy morning around the breakfast bar, Sunday dinner, or a house full of guests. Granite countertops, a ZLINE gas range, Whirlpool stainless steel dishwasher, matching refrigerator, generous cabinetry, and a spacious breakfast bar complete the space. Buyers who prefer electric cooking have the option for the owners to replace the existing gas range with an electric range, with owners retaining the gas range. Some furnishings are also offered with the purchase of the home at no additional cost. Comfortable living areas and abundant natural light create a warm, welcoming atmosphere. Outside, the covered back patio is ready for cookouts, quiet evenings, and weekends enjoying the outdoors. The private, fully fenced backyard features board-on-board cedar fencing with a continuous concrete curb for added durability, privacy, and a polished finish. Mature trees and a young lawn offer space for kids and pets to play, a future garden, or your own backyard retreat. Careful attention has also been given to drainage around the property. Additional conveniences include a two-car garage with automatic door and remotes. Ideally positioned in Shady Oaks at the end of a quiet dead-end road, you'll enjoy minimal traffic and a peaceful setting. Located outside city limits with no HOA restrictions and zoned to Alba-Golden ISD, this property offers the space, comfort, and freedom to settle in and feel at home.

211 Private Rd, Mineola

$299,900

3 Beds ⋅ 2 Baths ⋅ 21387490 MLS

This charming 2026 build single story home is located on a beautiful 1.5 acre parcel on the outskirts of town. Modern matte black finishes, high end fixtures and vaulted ceilings make it a stand out. There are 3 ample sized bedrooms and 2 full baths. The primary suite is spacious and has an en suite bath with tub and huge walk in closet. This home has an open concept living area with large windows for that light and bright design we all love. There are stainless steel appliances included (except redfrigerator) and a laundry room that will accommodate a stackable washer and dryer unit. . Check out the cute coffee bar with butcher block and built in pantry in the kitchen. Other amenities include spray foam insulation, metal roof and aerobic septic system. The large lot has plenty of space for a shop, garage or anything your heart desires.

4161 County Road 3230, Mineola

$374,000

3 Beds ⋅ 2 Baths ⋅ 21385163 MLS

Charming 3Bedroom 2 Bath Corner-Lot Retreat with Water Views in Sundowner Lake Community! This well-maintained 1,982 sq. ft. home features an inviting living area with a vaulted ceiling, natural light, a large built-in entertainment center, and low-maintenance vinyl or tile flooring throughout. The thoughtfully designed layout features a formal dining room, a versatile dedicated office or flex space, and a primary suite complete with a newly updated walk-in shower and built-in bench. Outside, the property shines on approximately 1.19 acres (sold as two combined lots), offering an expansive yard with mature trees, a water view, an attached garage, and a versatile detached garage or workshop perfect for hobbies or extra storage. There have been several updates to the home like HVAC, water heater, paint, etc. See the attached updates sheet. Schedule Your Showing today and Enjoy peaceful, private community living just minutes from Mineola and East Texas amenities!

175 Private Rd, Mineola

$385,000

4 Beds ⋅ 2 Baths ⋅ 21384407 MLS

Welcome to 21.72 beautiful acres in Mineola, where open pasture, wooded acreage, natural elevation changes, and a peaceful creek come together to create a truly special East Texas setting! Towering pines and mature hardwoods provide plenty of shade and privacy, while the large pasture offers room for livestock, recreation, or simply enjoying the wide-open views. The property features a spacious 2,079-square-foot double-wide manufactured home with three bedrooms, two bathrooms, and a two-car carport. Step inside to a large living area centered around a fireplace with built-in bookshelves on each side. An adjoining dining space is surrounded by windows, bringing in plenty of natural light and views of the property. The kitchen offers an island, bar-top seating, an electric cooktop, double ovens, a designated pantry, and a sink perfectly positioned beneath a window overlooking the pasture. A flexible room off the living area could serve as a home office, second dining space, or additional sitting area. The spacious primary suite includes double vanities, a soaking tub, walk-in shower, and walk-in closet. Two additional bedrooms are also generously sized with ample closet space. The utility room provides convenient access to the covered back patio, where you can relax and take in the breathtaking views. The home also features a welcoming covered front porch. Beyond the two-car carport are two additional storage bays and a separate outbuilding with electricity, providing plenty of space for tractors, brush hogs, mowers, tools, and recreational equipment. With its combination of pasture, woods, creek frontage, usable improvements, and natural East Texas beauty, this property offers a rare opportunity to enjoy country living with room to make it your own. Come see what makes it so unique and schedule your private tour today!

662 County Road 2325, Mineola

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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