Fate Homes under $500,000

Welcome to Fate, Texas – a charming city that encapsulates the perfect blend of small-town warmth and modern convenience. Nestled in Rockwall County, Fate is a hidden gem that has quickly become a desirable destination for families, young professionals, and retirees alike. With its friendly community atmosphere, excellent schools, and a variety of recreational opportunities, Fate offers a quality of life that is hard to beat.

One of the most appealing aspects of Fate is its diverse housing market, particularly for those seeking homes under $500,000. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a delightful selection of properties that cater to various tastes and lifestyles. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, Fate has something for everyone. Many of these homes boast attractive features such as open floor plans, updated kitchens, and energy-efficient designs, making them not only beautiful but also practical for everyday living.

In addition to its affordable housing options, Fate is known for its vibrant community events and parks, providing residents with ample opportunities to connect and enjoy the outdoors. With easy access to major highways, commuting to nearby cities like Dallas is a breeze, making Fate an ideal location for those who work in the city but prefer the tranquility of suburban living.

Explore the enchanting city of Fate, where your dream home awaits, and experience the warmth of a community that feels like family. Discover why so many are choosing to call Fate home!

Newest Fate Homes under $500,000

$259,900

4 Beds ⋅ 2 Baths ⋅ 21409919 MLS

PRICED BELOW TAX APPRAISED VALUE—GREAT OPPORTUNITY IN FATE, TEXAS! Discover this inviting 4-bedroom, 2-bath home offering an exceptional combination of comfort, style, convenience, and value! Recent updates include newly installed laminate plank flooring in the primary bedroom, living room, entry, kitchen, and dining areas, along with fresh interior paint in the living room and primary bedroom, creating a bright, refreshed look. The spacious kitchen features beautiful granite countertops, abundant cabinetry, and a large walk-in pantry for additional storage. The open living and dining areas create a welcoming atmosphere, ideal for entertaining or everyday living. The primary suite offers a comfortable retreat, while three additional bedrooms provide flexibility for guests, a home office, or hobbies. Step outside to enjoy the covered back patio, perfect for morning coffee, outdoor dining, or relaxing in the shade. BONUS - REFRIGERATOR, WASHER, AND DRYER ALL CONVEY WITH THE HOME! Located in the desirable Woodcreek master-planned community, residents enjoy resort-style swimming pools, dog parks, a clubhouse, playgrounds, sports courts, jogging and biking trails, and a fitness center. LOCATION, LOCATION, LOCATION! Exciting new retail development is planned for the area, including a future Target and Kroger Marketplace! Enjoy convenient access to nearby H-E-B, IKEA, shopping, dining, and entertainment in Rockwall, along with recreational opportunities at beautiful Lake Ray Hubbard. Easy access to I-30 makes commuting to surrounding areas and Dallas convenient. With recent updates, fantastic community amenities, growing retail conveniences, and a price below tax appraised value, this home offers an outstanding opportunity in one of Fate's popular communities. DON'T MISS THIS ONE!

2316 French St, Fate

$299,900

4 Beds ⋅ 2 Baths ⋅ 21409188 MLS

Upgraded screens! This 4 BD, 2 BA home is the perfect blend of comfort, style, and functionality. As you step inside, you'll be greeted by the warm and inviting atmosphere of the spacious living area, perfect for relaxing and entertaining. The expansive kitchen is equipped with ample cabinetry, granite countertops, a coffee bar, and an island with a custom sink. The adjacent dining area is ideal for hosting family gatherings and dinner parties. The four bedrooms offer ample space, and two generously sized bathrooms provide storage and comfort. The master suite serves as a serene retreat, complete with a spacious custom walk-in closet and en-suite bathroom. Step outside to a spacious backyard that is perfect for outdoor activities and gardening, alongside a convenient two-car garage. Don't miss this gorgeous home! Built-in desk in office; can easily be removed. Coffee bar area will stay. One-owner property.

905 Decker Dr, Fate

$449,000

4 Beds ⋅ 3 Baths ⋅ 21409842 MLS

Gorgeous UnionMain MODEL HOME SOUTH-FACING PREMIUM CORNER LOT two-story home has model home finish-out and designer selections throughout, plus professionally installed model home landscaping. With 4 beds, 2 and a half baths, living room with upgraded fireplace, dining room, office, 2 car garage and covered back patio! The thoughtfully designed layout features resilient plank luxury vinyl flooring runs throughout the main living areas that flows seamlessly into a chef-inspired kitchen, creating the perfect space for everyday living and entertaining. Primary bedroom and one guest bedroom are located on the first floor. The kitchen features painted cabinetry, quartz countertops, stainless steel appliances, breakfast island, tile backsplash and stylish finishes throughout. The spacious primary suite provides a comfortable retreat with dual sinks, walk-in shower, soaking tub and large closet. Located in the growing Edgewater community, residents can enjoy convenient access to nearby parks, shopping, dining, and schools within Rockwall ISD and Royse City ISD. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Please note: model home furniture, appliances, and window coverings are not included with the property. Available for move in 30 days after contract

652 Caprice Blf, Fate

$419,000

4 Beds ⋅ 3 Baths ⋅ 21409791 MLS

Gorgeous UnionMain home with 4 beds, 3 baths, living room with fireplace, dining room, office, 2 car garage and covered back patio! The thoughtfully designed layout features resilient plank luxury vinyl flooring runs throughout the main living areas that flows seamlessly into a chef-inspired kitchen, creating the perfect space for everyday living and entertaining. Primary bedroom and one guest bedroom are located on the first floor. The kitchen features painted cabinetry, quartz countertops, stainless steel appliances, breakfast island, tile backsplash and stylish finishes throughout. The spacious primary suite provides a comfortable retreat with dual sinks, walk-in shower, soaking tub and large closet. This home also includes $32,684 in designer upgrades, already reflected in the price: open railing, painted cabinets, a brasserie kitchen, upgraded cabinet pulls throughout the home, and an upgraded indoor fireplace. Located in the growing Edgewater community, residents can enjoy convenient access to nearby parks, shopping, dining, and schools within Rockwall ISD and Royse City ISD. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Available for move in 30 days after contract.

644 Blakelys Way, Fate

$466,000

4 Beds ⋅ 3 Baths ⋅ 21409757 MLS

Gorgeous UnionMain home with 4 beds, 2 and a half baths, living room with fireplace, dining room, office, 2 car garage and covered back patio! The thoughtfully designed layout features resilient plank luxury vinyl flooring runs throughout the main living areas that flows seamlessly into a chef-inspired kitchen, creating the perfect space for everyday living and entertaining. Primary bedroom and office are located on the first floor. The kitchen features painted cabinetry, breakfast island, tile backsplash and stylish finishes throughout. The spacious primary suite provides a comfortable retreat with dual sinks, walk-in shower, soaking tub and large closet. This home also includes $20,980 in designer upgrades, already reflected in the price: open railing, painted cabinets, a brasserie kitchen, upgraded cabinet pulls throughout the home, and an upgraded indoor fireplace. Located in the growing Edgewater community, residents can enjoy convenient access to nearby parks, shopping, dining, and schools within Rockwall ISD and Royse City ISD. This home is as smart as it is beautiful — equipped with a video doorbell, Alexa Show, WiFi prewire, Cat5e data outlet, local HDMI and a Honeywell programmable WiFi thermostat. Energy efficiency is built in with high-efficiency 16 SEER HVAC system, HERS certification, tankless hot water heater, dual-pane Low-E argon gas windows, radiant barrier roof decking, 4 inch MERV 10 media filters, water-conserving Delta faucets, LED lighting throughout, 8 foot six-panel interior doors. HOA features swimming pool, fitness center, amenity center and biking trails. Available for move in 30 days after contract.

532 Baker Ct, Fate

$308,000

3 Beds ⋅ 2 Baths ⋅ 21407431 MLS

Welcome to this beautiful home located in the growing community of Fate, Texas, and zoned to highly sought after Rockwall ISD! This well-maintained home offers a spacious open floor plan with modern finishes throughout. 20 minutes from Dallas! Enjoy beautiful wood flooring, fresh carpet in the bedrooms, elegant crown molding, and updated light fixtures. The kitchen features granite countertops, stainless steel appliances, plenty of cabinet space, and a large island overlooking the living area. The inviting living room offers a cozy fireplace, perfect for relaxing or entertaining. The spacious primary suite features plenty of natural light and a private bathroom. Step outside and enjoy the beautifully landscaped front yard and charming curb appeal. Conveniently located near shopping, dining, and major highways, this home offers the perfect combination of comfort, style, and location. Don’t miss your opportunity to make this beautiful home yours!

321 Deaton Dr, Fate

$375,000

4 Beds ⋅ 3 Baths ⋅ 21408116 MLS

SELLER GIVING $10,000 TO COVER BUYER'S CLOSING COSTS! SPECTACULAR 4 BED 2.5 BATH HOME WITH MEDIA ROOM, STUDY, EXTRA LARGE SECOND LIVING ROOM, GREAT BACK YARD AND MORE! This amazing home in the highly sought after Woodcreek community is ready for its next owner! Like new, it features lots of builder upgrades. OPEN CONCEPT KITCHEN, with GAS STOVE, Island, and lots of cabinets. As you walk through the front door there is a STUDY great for those that work from home but also could be a great DINING ROOM. Primary Bedroom is DOWN STAIRS on 1st level with oversized closet and great en suite bathroom. Upstairs features the MEDIA ROOM, SECOND LIVING ROOM and the three other bedrooms, all with WALK IN CLOSETS. Located in highly sought after Royse City ISD, this home will also most likely go to the brand new North Royse City High School being built! The neighborhood is WALKING DISTANCE to both elementary and middle schools, plus the three pools, community center, pickle ball courts, parks and more amenities offered by the HOA. Also next to the Fate, TX huge city park, this home is in a FANTASTIC LOCATION. A great home ready for a great buyer, schedule a time to see it today!!!

215 Hadley Ln, Fate

$375,000

5 Beds ⋅ 4 Baths ⋅ 21407725 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 610 Louder Way is a two-story Fate home with a two-car attached garage and a bright, open main level. The kitchen includes white cabinetry, a center island, generous counter space, and visible appliances, flowing into the dining and living areas. A fireplace anchors the main living room, while large windows provide natural light throughout. The upper level includes bedrooms and bathrooms with flexible room arrangements, and the rear exterior opens to a grassy yard. Central gas heating and electric cooling support year-round comfort. Home comes with a 100-Day Home Warranty

610 Louder Way, Fate

$349,900

3 Beds ⋅ 2 Baths ⋅ 21407052 MLS

Fresh interior paint completed in September 2026 sets the stage for this beautifully updated, meticulously maintained home in Woodcreek. With 2,205 square feet, three bedrooms and two bathrooms, the spacious layout offers room to settle in and make yourself at home. The open-concept kitchen brings together granite countertops, stainless steel appliances and a rare double pantry, providing plenty of storage for everyday essentials. Tall windows fill the living room with natural light, while high ceilings and a gas fireplace create an inviting setting for quiet evenings or a house full of guests. The spacious primary suite offers a beautifully renovated bathroom with a freestanding soaking tub and dual closets. Thoughtful updates extend to the secondary bathroom, giving the home a cohesive, well-cared-for feel. A large attached covered patio extends the living space outdoors, offering a shaded spot for morning coffee, weekend cookouts or unwinding at the end of the day. An oversized two-car garage includes additional storage space along the side, with room for tools, hobbies or seasonal belongings. Built in 2004 and located in Rockwall ISD, this home also enjoys access to a community pool and clubhouse. Beautiful finishes, generous storage and years of attentive care make 242 Cox Drive a welcoming place to begin your next chapter.

242 Cox Dr, Fate

$424,000

4 Beds ⋅ 3 Baths ⋅ 21406458 MLS

This 4 bedroom 3 bath 2 car garage 2 story home sits on a premium lot with more than a third of an acre! It is an open floor plan and has tall ceilings. The kitchen opens up to the downstairs living area where you will find a woodburning fireplace and dining area. So much storage! The master suite sits downstairs with a spacious walk in closet. There is a secondary bedroom downstairs along with the master. Wider than your average staircase leads you upstairs to the 2nd living area and or game room. Great for relaxing or even entertaining. There are 2 bedrooms upstairs as well. All secondary bedrooms have walk in closets. Extra large backyard for entertaining, kids activities and more with a storage building! Schedule your showing today!

302 Cliffmere Dr, Fate

$425,000

4 Beds ⋅ 3 Baths ⋅ 21407139 MLS

Back on the Market and Reduced. Beautiful and well maintained 4-bedroom 2.5 bath home with a stone and brick combination construction. Entering into this home you immediately see the 5-inch plank hardwood flooring that leads you to a study with French doors, an open dining room, and an impressive staircase. In the gourmet kitchen you will find custom 42-inch cabinets, gas cooktop, SS Appliances, Large Island, Walk In Pantry along with a Butler's Pantry area. The impressive living area has a gas starter wood burning fireplace with a custom mantel. A large primary bedroom on the first floor with a large bay of windows allows a lot of natural light. Leading into the primary bath there is a garden tub, separate shower, and individual vanities along with a linen closet and a large walk-in closet. On the second level there are 3 nice size carpeted bedrooms with a full bath. Additionally, a dedicated media room is set up with prewiring for a sound system for movie nights.

513 Mckinney Trl, Fate

$279,900

4 Beds ⋅ 2 Baths ⋅ 21406894 MLS

This brick and stone single-story home in Fate’s Woodcreek community makes a strong first impression with mature landscaping and an arched stone entry. Inside, a light-filled open-concept layout unfolds beneath vaulted ceilings, with graceful arched doorways and tile flowing through the main living areas. The kitchen pairs granite counters and stainless appliances with rich wood cabinetry and a breakfast bar that opens to the dining area, keeping everyone connected while you entertain. The primary suite is a calm retreat with an ensuite walk-in shower and built-in shelving. Woodcreek amenities include community pools, a splash park, fitness centers and trails. Royse City ISD, easy access to I-30, minutes from Rockwall and Lake Ray Hubbard, and less than 1 hour from DFW Airport. Schedule your private showing today.

1084 Decker Dr, Fate

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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