Cumby Homes under $400,000

Welcome to Cumby, Texas – a hidden gem nestled in the heart of Hopkins County! This charming small town offers a delightful blend of rural tranquility and community spirit, making it an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life. With its warm, welcoming atmosphere and friendly residents, Cumby is a place where neighbors become friends and every day feels like a community celebration.

One of the best aspects of Cumby is its affordability, especially when it comes to real estate. Here, you can find beautiful homes priced under $400,000, allowing you to settle into your dream home without breaking the bank. Whether you’re looking for a cozy cottage with a sprawling backyard or a modern family home with spacious interiors, Cumby has a variety of options to suit your needs and budget.

The town is also conveniently located near major highways, providing easy access to nearby cities like Sulphur Springs and Greenville, where you can enjoy shopping, dining, and entertainment. Nature enthusiasts will appreciate the nearby parks and recreational areas, perfect for hiking, fishing, or simply enjoying the great outdoors.

In Cumby, you’re not just buying a home; you’re investing in a lifestyle filled with charm, community, and opportunity. Come explore the welcoming streets of Cumby and discover the perfect home for you and your family in this delightful Texas town!

Newest Cumby Homes under $400,000

$99,000

2 Beds ⋅ 2 Baths ⋅ 21404988 MLS

Come check out this cozy little 2 bed 2 bath in town and close to EVERYTHING Cumby has to offer. This home sits on approximately .567 acres and a large yard. Come take a look.

204 W Tarrant St, Cumby

$229,000

2 Beds ⋅ 1 Baths ⋅ 21393957 MLS

Step back in time without giving up modern-day updates. Built in 1911 and extensively restored in 2021, this one-of-a-kind property sits on approximately 0.73 acres and is filled with character you simply can’t recreate. The main home offers approximately 1,050 sq. ft., with original inspired details including hardwood flooring, antique-style lighting, shiplap ceilings with matching crown molding, custom windows and a Douglas Fir bungalow-style front door. A three-sided wraparound porch and additional deck space create an inviting extension of the home. The restoration went far beyond cosmetics, with updated electrical and plumbing, a 3-ton HVAC system, commercial-grade metal roofing, added insulation, structural repairs, including joists and ceiling rafters, Hardie Plank siding, and replacement windows. The home also features two manually operated gas heaters for an additional heat source during power outages. And the main house is only part of what makes this property special. ***A separate approximately 220 sq. ft. one-bedroom, one-bath GUEST COTTAGE provides additional flexible space and was designed with accessibility in mind. The HISTORIC blacksmith shop and its adjoining wings were also restored, including a plant shed with electricity 50 amp, running water, sink and skylights. A large metal carport, horseshoe drive, flagstone pathways and established landscaping with sprinklers to complete the property.*** Historic charm, substantial restoration and multiple usable structures all on one unique East Texas property.

207 Commerce St, Cumby

$285,000

5 Beds ⋅ 3 Baths ⋅ 21369776 MLS

Welcome home to this spacious 2026 Clayton manufactured home situated on 2 beautiful acres! Offering 5 bedrooms and 3 full bathrooms, this home provides plenty of room for family, guests, or a home office. The inviting covered front porch creates the perfect spot to enjoy your morning coffee or unwind in the evening. Inside, the open and functional layout offers a comfortable flow throughout the home. The spacious primary suite features a private ensuite bathroom with a separate soaking tub and walk-in shower, along with generous walk-in closets for ample storage. Four additional bedrooms provide flexibility for whatever your needs may be. The kitchen features all-electric appliances and plenty of space for preparing meals and gathering with family. A dedicated full-size laundry area adds convenience. Outside, the property offers 2 acres to enjoy, along with a separate enclosed 2-car garage providing excellent parking, storage, or workspace. With the space of a 5-bedroom home, the privacy of 2 acres, a covered front porch, and a detached enclosed garage, this property offers plenty of room to spread out and make it your own!

34 County Road 1126, Cumby

$235,000

3 Beds ⋅ 1 Baths ⋅ 21366369 MLS

Welcome to this beautifully updated 3-bedroom, 1-bath home, available for sale or lease in the heart of Cumby, TX. This inviting property features a functional, spacious floor plan with generously sized rooms throughout. You will appreciate the abundance of closet space and storage options. The exterior offers a wonderful, fully fenced backyard, perfect for outdoor activities or relaxation. Don't miss out on this fantastic opportunity to secure a charming home in a great location! This expansive primary suite offers the unique potential to be converted into two separate rooms. Additionally, the primary walk-in closet is plumbed and designed to be easily restored to its original configuration as a full four-piece bathroom.

411 Mill St, Cumby

$350,000

3 Beds ⋅ 3 Baths ⋅ 21362020 MLS

Country living with privacy near Cumby on a quiet country road! Well maintained 2 bed, 2 bath, main house that has HVAC system, wood burning stove, jetted tub, walk-in shower, walk-in closet, great kitchen, roomy laundry room, new roof, large covered front porch, patio, fenced backyard for you pets, large shade trees PLUS a guest quarters above the 2 car garage (1 bed, 1 bath) 2 car carport, 3 ponds, some woods, some open areas, vinyl siding exterior on both structures and 9.285 acres fenced and cross fenced with a 16x40 barn-stables with water.

1799 County Road 4128, Cumby

$164,900

2 Beds ⋅ 1 Baths ⋅ 21277136 MLS

DOWN 5K! TURNKEY COZY LIVING WITH ROOM TO GROW IN CUMBY! Skip the cookie-cutter subdivisions and escape to this beautifully refurbished, move-in-ready 2-bed, 1-bath home sitting on a gorgeous 0.37-acre wooded lot! Perfectly blended comfort meets incredible capability right off the I-30 corridor—making your daily commute a breeze. HIGHLIGHTS YOU’LL LOVE: Completely Refurbished & Turnkey: Move right in without lifting a finger! Features a recently installed metal roof. Home has central HVAC system. Cozy & Efficient: Gather around the fully functioning wood-burning fireplace, capable of warming the entire home! Outdoor Oasis: Sip your morning coffee on the covered front porch or host weekend BBQs on the attached back deck overlooking your massive, shaded, fully fenced backyard. The Ultimate Bonus Space: A detached 2-car garage that is fully wired with an interior OSB finish. Perfect for a workshop, home gym, man cave, or a future income-producing rental conversion! Modern Utilities: Equipped with city water, city sewer, your choice of electric provider, and high-speed local fiber optic internet. COMMUTER'S DREAM LOCATION:15 Mins to Texas A&M-Commerce, Greenville, & Sulphur Springs 40 Mins to Rockwall 1 Hour to Downtown Dallas Located within the highly-rated Cumby ISD

509 S Mill St, Cumby

$274,497

3 Beds ⋅ 2 Baths ⋅ 21304816 MLS

Country home with acreage, dedicated tiny home or RV hookups, private well, bonus room, and shop potential! Welcome to 625 County Road 4735 in Cumby, Texas. Situated on 1.78 acres, this 2,049-square-foot home offers the privacy, flexibility, and outdoor space you are searching for! The open-concept floor plan features vaulted ceilings, wood accents, a spacious kitchen with ample counter space and bar seating, and a wood-burning fireplace that creates a warm and inviting gathering space. An unfinished upstairs bonus room provides additional space for a home office, game room, media room, gym, guest suite, craft room, or storage. Outside, enjoy peaceful country living with a covered porch, outdoor deck, private well, and plenty of room for a shop, workshop, barn, garden, chickens, pets, recreational vehicles, equipment, or future expansion. The property also features dedicated electrical and septic hookups for an RV or small home, creating opportunities for guests, multi-generational living, rental income potential, or extended stays. Ideal for buyers seeking a homestead, country retreat, rural property, home with land, or a place to enjoy a quieter lifestyle. Whether you need room for outdoor hobbies, gardening projects, additional vehicles, livestock, or simply want more privacy, this property offers the freedom to make it your own. Conveniently located near Interstate 30 with easy access to Sulphur Springs, Greenville, Commerce, and surrounding Northeast Texas communities. If you're looking for a home with acreage, RV accommodations, a private well, bonus space, shop potential, country views, and room to grow, this property deserves a place at the top of your list.

625 County Road 4735, Cumby

$99,000

1 Beds ⋅ 1 Baths ⋅ 21251752 MLS

Investor Opportunity!! Come check out this cozy little 1 bed 1 bath in town and close to EVERYTHING Cumby has to offer. This home sits on .350 acres and has a storage in the back yard.

202 W Tarrant St, Cumby

$299,000

3 Beds ⋅ 2 Baths ⋅ 21194685 MLS

Looking for a well-maintained 3-2-4 brick home on 1.9 acres with SOLAR PANELS which means very low electric bills. Home sports an attached 2 car garage and a 24x35 attached carport, 14x24 storage building with roll up and walk thru door, wood burning fireplace (insert), granite countertops, walk in shower, metal roof, and much more. Located between Sulphur Springs and Greenville, south of Cumby. GREAT PRICE $299,000! IF BUYER REQUIRES A SURVEY, IT WILL BE AT THE COST OF THE BUYER.

4396 S Farm Road 275 S, Cumby

$115,000

3 Beds ⋅ 1 Baths ⋅ 21066996 MLS

Investors or buyer's wanting to build equity will want to notice this 3 bedroom house on Main Street near downtown Cumby! This home offers potential as a rental income or for turning into a business space. For future equity, a homeowner can apply elbow grease, renovate, and update the property to increase the home's value. The 2-car attached carport could easily be converted into an enclosed garage. A small foyer leads to the living room where the dining room adjoins with an access to the backyard. The kitchen provides lots of countertop space, a breakfast bar, and plenty of storage. From the backyard, a chain link fence plus a treed lot give you shade and room to let your pets roam. Priced to sell only a couple blocks from the center of Cumby!

208 W Main St, Cumby

$400,000

4 Beds ⋅ 2 Baths ⋅ 20592943 MLS

Motivated Seller: Historic small-town charm meets artistic city loft in this beautifully renovated building. Uniquely designed to retain historic attributes while incorporating modern touches there isn't another property like it. It boasts the potential for enough room to add additional bedrooms, playrooms, and other living spaces, perfect for a growing family. Handcrafted wood and metalwork provide a warm and stylish environment. Venture into the backyard oasis, a tranquil retreat offering privacy and boundless potential. Bring your ideas to this ready-to-live-in property and make it your own.

110 W Main St, Cumby

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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