Cross Plains Homes under $500,000

Welcome to Cross Plains, Texas, a charming small town nestled in the heart of Callahan County. Known for its warm community spirit and picturesque landscapes, Cross Plains offers a unique blend of rural charm and modern conveniences. With a population that values tradition and neighborly connections, this town is the perfect haven for families, retirees, and anyone seeking a peaceful lifestyle away from the hustle and bustle of city life.

One of the standout features of Cross Plains is its affordability in the housing market. For those looking to invest in their dream home without breaking the bank, you'll be delighted to discover a variety of homes available for under $500,000. Whether you’re searching for a cozy cottage or a spacious family home, Cross Plains has something to suit every taste and budget. These homes often boast beautiful yards, ample space for entertaining, and the potential for customization to make them truly your own.

The town is also rich in history and culture, with local events and festivals that bring the community together throughout the year. Enjoy the stunning Texas sunsets, explore the great outdoors, and take advantage of the local parks and recreational areas that make Cross Plains a wonderful place to call home.

If you’re seeking an affordable yet vibrant community with a strong sense of belonging, Cross Plains, TX is the perfect destination. Come and explore the homes available under $500,000, and discover why so many are choosing to make this charming town their forever home!

Newest Cross Plains Homes under $500,000

$225,000

3 Beds ⋅ 2 Baths ⋅ 21397697 MLS

Step into this classic 1910 Folk Victorian cottage and feel the historic character: soaring 10-foot ceilings with crown molding, pine wood floors, and abundant natural light throughout. A central hallway organizes the floor plan. The primary suite features a gas fireplace, built-in bookshelves, and ensuite bath. A second bedroom offers bay windows and another gas fireplace, while a cozy den with beadboard ceiling and wood stove provides flexible living space. The living and dining rooms flow together with French doors and bay windows; the kitchen has gas appliances, tile surfaces, and a pass-through. A third bedroom with shiplap walls and a full hall bath complete the interior. Modern updates include central air and heat, ceiling fans, and a new 200-amp electrical service. Outside, the fully fenced 0.32-acre corner lot sits under majestic 250 year old oak trees and includes an outdoor kitchen, garden, fruit trees, blackberry bushes, and a new chicken house. Carport and workshop garage add convenience. City water and sewer. Rare blend of original architecture, practical updates, and private outdoor space in Cross Plains. Buyer’s agent to verify all information

200 N Ave C, Cross Plains

$129,900

3 Beds ⋅ 2 Baths ⋅ 21387992 MLS

This property is priced to sell and will need some repairs to floor and beams but with utility's turned on it is livable at this time. There is an addition that is incomplete that will not prevent use of the rest of house until new owner can complete. This is a large home that just needs a little TLC and can be a beautiful family home. The front of the home is shaded by large, mature pecan trees as well in the back in back. There is a newer AC unit (2019) that will keep you nice and cool in this Texas Heat. In the back yard there is a metal storage shed as well as an in-ground storm shelter that condition is not certain. Come look at this one for yourself and you can see what it could become. Buyer's agent to verify all information

600 2nd St, Cross Plains

$155,000

2 Beds ⋅ 1 Baths ⋅ 21380852 MLS

Eligible for USDA zero down financing. This charming 1920s 2 bedroom, 1 bath home on large corner lot, fully updated in 2025 and 2026. This adorable home is move in ready. It blends classic character with modern upgrades. Step inside to bright, airy living space with new windows, new electrical including breaker box, plumbing, LVP flooring throughout, decorative lighting, ceiling fans, two combo AC and heating units. New sheetrock in bedrooms and ceilings, new appliances in kitchen, freshly painted cabinets, large butcher block island. Flexible space between living area and kitchen can serve as dining or living area. Bathroom has a low threshold step-in shower and new vanity. A covered patio just a step down from kitchen is perfect for relaxing or entertaining. There is also a 14x17 enclosed storage shed attached to the house as well as a free standing greenhouse. Spacious fenced backyard has mature oaks, pecan and fruit trees, greenhouse with new roof, and large planters. There is a walk-thru gate for easy access, with plenty of room to add a shop or garage. Water well for lawn use. City water and trash service. In Cross Plains, about 45 minutes from Abilene and 35 minutes from Brownwood.

801 N Ave A, Cross Plains

$324,900

2 Beds ⋅ 2 Baths ⋅ 21363090 MLS

COUNTRY LIVING AT ITS BEST—JUST MINUTES FROM ABILENE! Looking for a peaceful country property with room for your animals, privacy, and plenty of updates? This adorable 2-bedroom, 2-bath home offers the perfect blend of country living and convenience, all while being just a short drive from Abilene or Brownwood. The home features updated central heating and air, updated electrical and plumbing, a metal roof, and a recently added water softener. The large, updated kitchen provides plenty of space for cooking and entertaining, while the spacious laundry room offers abundant storage that could easily serve as a pantry. Just beyond the breezeway is a large second living area that was previously used as a third bedroom and could also make a great office, playroom, or additional living space. Outside, this property is livestock-ready and full of possibilities! The land is fenced and cross-fenced with run-in shelters in both pastures, making it ready for horses, goats, chickens, pets, and more. A gated entrance and plenty of space between the home and the road provide added privacy. Enjoy relaxing by the cowboy stock-tank pool or take advantage of the recently added 12x24 shop for storage, hobbies, or projects. Two portable carports provide additional covered parking. With road frontage, spacious pastures, a private setting, and room for your animals, this charming property gives you that true country feel without being far from town. Bring your horses, chickens, goats, and dreams of country living—this adorable property is ready for you!

12613 State Highway 36 E, Cross Plains

$157,000

3 Beds ⋅ 2 Baths ⋅ 21358213 MLS

This quaint 3-bedroom, 1.5-bath home is nestled in a quiet, desirable neighborhood in Cross Plains and offers comfortable living with plenty of outdoor space to enjoy. Fresh interior paint in September of 2026! Inside, you'll find a functional floor plan featuring central heat and air, a large laundry room, and a kitchen equipped with a new gas stove and refrigerator. The attached one-car garage provides convenient covered parking, while the driveway offers additional parking for family and guests. Step outside to the huge fenced backyard, offering plenty of room for kids, pets, gardening, or entertaining. A nice covered back patio provides the perfect spot to relax, enjoy your morning coffee, or unwind in the evenings. With its welcoming feel, spacious backyard, and peaceful neighborhood setting, this Cross Plains home is a great option for first-time buyers, families, retirees, or anyone looking for a comfortable place to call home. Home's interior will be painted the week of Sept 7th. Agent related to seller.

156 George Scott St, Cross Plains

$255,000

4 Beds ⋅ 2 Baths ⋅ 21280107 MLS

Great set up for having some livestock and living in the country while being close to town. This 4.5 acres is only minutes from Cross Plains and has a beautiful front yard with scattered Post Oaks and a more heavily wooded back pasture (1.5 acres) which is fenced from the house. The 1,904 sq ft 1997 built, 4 bedroom 2 bath mobile home has been remodeled with laminate wood floors throughout common areas and carpet in the bedrooms. The home has a split floorplan with the primary suite on the west end and all 3 guest bedrooms and hall bath on the east end. The open concept living, eat-in kitchen and dining are great for entertaining or family gatherings. The kitchen has recently painted cabinets and granite-look Formica countertops with a single basin stainless sink, stainless appliances and an island looking into the living room. The primary bath has a corner garden tub, ceramic tile shower, dual sinks, linen closet and attached walk-in closet. The hall bathroom has a tub shower insert. The utility room has full size laundry area as well as extra room for either a freezer or a drying & folding area for clothes. The home is supplied by Coleman SUD water and buried electric lines. There is a 20x20 carport beside the house and a small storage building in the backyard. I can't say enough about the trees around this house and the seclusion you feel while you are there.

12264 County Road 404, Cross Plains

$159,900

2 Beds ⋅ 1 Baths ⋅ 21229703 MLS

Completely remodeled in 2024, this charming farmhouse sits on a spacious double lot shaded by mature trees. Taken down to the studs during the 2024 remodel, updates at that time included all new electrical, plumbing, windows, central HVAC, and roof offering peace of mind with modern systems throughout. Inside, you’ll find a bright open concept layout connecting the living, kitchen, and dining areas, finished with stylish updates and appliances. This 2 bedroom, 1 bath home blends classic character with contemporary design, creating a comfortable and inviting space. The oversized backyard offers endless possibilities for all your ideas or simply space to enjoy the outdoors. Conveniently located just a couple blocks from the middle of town, this property delivers the best of small town living with everyday convenience. Located approx 45 mins from Abilene and about 35 Mins from Brownwood. Move in ready come see all this one has to offer.

225 S Ave D, Cross Plains

$449,900

4 Beds ⋅ 2 Baths ⋅ 21233769 MLS

Spacious and versatile 3-bedroom, 2-bath home with an additional room that can serve as a fourth bedroom or home office, depending on your needs. This well-designed layout features two living areas, including one with impressive built-in bookshelves, perfect for a cozy den or library. The kitchen offers granite countertops and plenty of space for everyday living and entertaining. The primary bedroom features a trayed ceiling for added character, while both bathrooms include double sinks, with the primary bath also offering a separate vanity area. Outside, you’ll find a large workshop with tall ceilings and drive-through access, featuring doors on both ends, ideal for projects, storage, or equipment. The attached lean-to provides ample covered space for an RV, boat, or farm equipment. A great property with flexibility, functionality, and room to grow! Approximately 4.5 acres of the property are currently under agricultural exemption, offering potential property tax benefits. Buyer to verify eligibility and requirements for maintaining exemption.

13158 Hwy 36, Cross Plains

$230,000

5 Beds ⋅ 4 Baths ⋅ 21135250 MLS

Income-Producing Duplex Portfolio - 4 Units - Cash Flowing Located at 217 Southeast 2nd Street in Cross Plains, this well-positioned two-building, four-unit duplex complex presents a compelling opportunity for investors seeking immediate cash flow with long-term upside. The property consists of two separate duplex buildings, offering operational flexibility and reduced risk through unit diversification. All four units are currently cash flowing, making this a true turnkey investment from day one. Recent improvements include minor updates to the HVAC systems, enhancing efficiency and reliability, as well as newer appliances throughout the units—helping to reduce near-term capital expenditures and support tenant retention. The layout and configuration appeal to long-term renters, while the separate building setup provides potential advantages for future value-add strategies, individual building disposition, or refinancing options. Highlights for Investors: Two buildings - four total units - duplex configuration Currently cash flowing Updated HVAC components Newer appliances Low-maintenance asset with stabilized income Strong fit for buy-and-hold or portfolio expansion This is an excellent opportunity to acquire a stabilized multifamily asset in a solid rental market, offering both immediate income and long-term appreciation potential.

217 2nd St, Cross Plains

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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