Belton Homes under $400,000

Welcome to Belton, Texas, a charming city nestled in the heart of Bell County! Known for its rich history and vibrant community spirit, Belton offers a unique blend of small-town charm and modern amenities. With its picturesque downtown area, beautiful parks, and a plethora of recreational activities, it’s no wonder that Belton is becoming a sought-after destination for families, retirees, and everyone in between.

One of the standout features of Belton is its affordability in the housing market. If you’re searching for a home under $400,000, you’ll be delighted to discover a variety of options that cater to diverse lifestyles and preferences. From cozy single-family homes with spacious backyards perfect for family gatherings to contemporary townhomes that offer low-maintenance living, Belton has something for everyone.

The city’s real estate market is thriving, providing buyers with a range of choices that don’t compromise on quality or comfort. Many homes come equipped with modern amenities and are located in friendly neighborhoods, making it easy to settle in and feel at home.

In addition to its affordable housing, Belton boasts excellent schools, vibrant local businesses, and a strong sense of community. Whether you're enjoying a leisurely day at the scenic Belton Lake, exploring the local shops, or attending one of the many community events, you’ll find that life in Belton is both fulfilling and enjoyable.

Come and discover why Belton, Texas, is the perfect place to call home—especially when you can find your dream home without breaking the bank!

Newest Belton Homes under $400,000

$199,900

4 Beds ⋅ 4 Baths ⋅ 21394137 MLS

Discover your dream home nestled in a peaceful subdivision just moments from the serene waters of Lake Belton. Location is key, as you are incredibly close to Lake Belton. The Belton Lake Boat Ramp is your closest direct access point for a day on the water. For additional options, Carp Boat Dock and Franks Marina are also nearby, providing excellent slip and docking setups for all your boating needs. This inviting double-wide mobile home offers a spacious open floor plan perfect for comfortable living and entertaining. This home is featuring 4 bedrooms and 2 full baths, this property also includes a versatile bonus room that could serve as a home office, playroom, or media space. The heart of the home is a huge, open-concept kitchen that flows seamlessly into the main living areas. You will love the convenience of the large laundry room, which features a direct connection to the expansive master suite. The master bedroom is truly gigantic, providing a private retreat with ample space. The attached master bath includes a relaxing garden tub, a separate shower, and dual sinks to accommodate your daily routine. Step outside to enjoy the generous .57-acre lot, which offers plenty of space for outdoor activities and relaxation. The backyard is a standout feature, complete with established fruit trees and a unique outdoor wooden kitchen, making it the perfect setting for hosting gatherings or enjoying quiet evenings under the stars. This property combines the comfort of a well-appointed home with the lifestyle benefits of lakeside living. Schedule your visit today to see everything this wonderful home has to offer. Discover your dream home nestled in a peaceful subdivision just moments from the serene waters of Lake Belton. This inviting double-wide mobile home offers a spacious open floor plan perfect for comfortable living and entertaining.

113 Calvary Dr, Belton

$289,900

4 Beds ⋅ 3 Baths ⋅ 21376740 MLS

Former Model Home with Designer Upgrades!! Discover this beautifully appointed former Dunhill Homes model in the desirable Skyview Belton Addition. Offering elevated finishes and thoughtful details typically reserved for a builder’s model home, including upgraded paint selections, enhanced flooring, upgraded backsplashes and lighting package and a professionally designed landscaping that adds to its standout curb appeal. Inside, the spacious open concept floor plan seamlessly connects the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The private primary suite on the main level features a well appointed bath, while three additional bedrooms on the second floor offer plenty of flexibility for family, guests, or a home office. Located in Belton ISD and convenient to shopping, dining, schools, and area amenities, this home offers the opportunity to own a former model with builder-selected upgrades already in place. Beautifully upgraded, move-in ready, and designed to impress along with a 2-10 Home warranty; schedule your private showing today!

1242 Crimson Sky Ct, Belton

$249,900

4 Beds ⋅ 2 Baths ⋅ 21376658 MLS

NEW PRICE!! Incredible opportunity in this newly built Dunhill home; offering modern living and exceptional functionality. From the moment you arrive, you'll appreciate the attractive contemporary farmhouse inspired exterior featuring clean architectural lines, contrasting trim accents, a covered front entry, and a spacious two car garage. Inside, a welcoming foyer leads into an expansive open concept, designed for today's lifestyle. The oversized family room serves as the heart of the home, providing ample space for gathering, entertaining, and everyday living. Large windows fill the home with natural light, creating a bright and inviting atmosphere. The well-appointed kitchen features sleek quartz countertops, abundant grey cabinetry, stainless steel appliances and a center island. The adjacent dining area offers the perfect setting for casual meals or special occasions. The split floor plan is thoughtfully planned to give privacy to the primary suite from the secondary bedrooms and features an ensuite bath with dual sink and raised vanity, a walk-in shower, generous storage, and an oversized walk-in closet. Three additional bedrooms provide flexibility for guests, family members or a home office and a dedicated laundry room ensures organization and convenience. Luxury vinyl plank flooring extends throughout the main living areas, while comfortable carpeting enhances the bedrooms. Neutral color palettes and modern finishes provide a clean canvas ready for your personal touch. Step outside to enjoy the fully fenced backyard with plenty of room for pets, play, gardening, or future outdoor entertaining. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in-ready home offers the perfect combination of comfort, style, and value. Schedule your private showing today!

1106 Sky Summit Ct, Belton

$269,900

3 Beds ⋅ 3 Baths ⋅ 21376714 MLS

NEW PRICE!! Incredible opportunity in this newly built Dunhill home offering modern living and exceptional functionality. From the moment you arrive, you'll appreciate the attractive contemporary farmhouse inspired exterior featuring clean architectural lines, contrasting trim accents, a covered front entry, and a spacious two car garage. Inside, a welcoming expansive open concept, designed for today's lifestyle. The oversized family room serves as the heart of the home, providing ample space for gathering, entertaining, and everyday living. Large windows fill the home with natural light, creating a bright and inviting atmosphere. The well-appointed kitchen features sleek quartz countertops, abundant white cabinetry, stainless steel appliances and a center island. The adjacent dining area offers the perfect setting for casual meals or special occasions. The floor plan is thoughtfully planned to give privacy to the primary suite on the main floor along with a half bath for guest and a dedicated laundry room ensures organization and convenience; while the secondary bedrooms are upstairs. The primary bath features an ensuite bath with dual sink raised vanity, a walk-in shower, generous storage, and an oversized walk-in closet. Upstairs two additional bedrooms provide flexibility for guests or family members and a large media-game room for movie nights. Luxury vinyl plank flooring extends throughout the main living areas, while comfortable carpeting enhances the bedrooms. Neutral color palettes and modern finishes provide a clean canvas ready for your personal touch. Step outside to enjoy the fully fenced backyard with plenty of room for pets, play, gardening, or future outdoor entertaining. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in-ready home offers the perfect combination of comfort, style, and value. Schedule your private showing today!

1102 Sky Summit Ct, Belton

$350,000

4 Beds ⋅ 2 Baths ⋅ 21361136 MLS

Welcome to this meticulously maintained 4-bedroom, 2-bath home, built in 2024, featuring an open floor plan that is perfect for comfortable living and entertaining. After a long day, unwind in the relaxing tub or enjoy time outdoors on the large, covered patio, perfect for gatherings, grilling, or relaxing. The spacious 3-car garage provides plenty of room for vehicles, storage, and all your needs. Located just 8 minutes from Chalk Ridge Falls Park and the Lampasas River, with easy access to hiking trails and outdoor recreation. Just minutes from downtown Belton, dining, parks, and the Bell County Museum. This home offers a wonderful combination of modern living, thoughtful spaces, and a convenient location. Don't miss your opportunity to make this beautiful home yours!

5724 St Charles Dr, Belton

$230,000

3 Beds ⋅ 2 Baths ⋅ 21347581 MLS

Nestled in one of Belton's well-established neighborhoods, this charming three-bedroom, two-bath home offers timeless character, mature shade trees, and a wonderful opportunity to make a home your own. Surrounded by homes with personality and a welcoming sense of community, this is a location that continues to be cherished for its convenience and enduring appeal. The spacious lot provides room to enjoy outdoor living, with mature oaks creating a peaceful setting and a covered patio that's perfect for morning coffee or relaxing evenings. An attached two-car garage, expansive driveway, and storage shed offer plenty of space for parking, hobbies, and everyday storage. Inside, you'll find character that's becoming harder to find, including a cozy fireplace and built-in bookshelves that add warmth and charm to the living space. The kitchen features a gas stove, and the flexible floor plan offers comfortable living with three bedrooms and two bathrooms. Whether you're searching for a place to make your own over time, your next investment opportunity, or a home in a highly desirable location, this property presents exceptional potential. Conveniently located just minutes from historic downtown Belton, you'll enjoy easy access to locally owned shops, restaurants, and year-round community events. The University of Mary Hardin-Baylor, Belton Lake, H-E-B, parks, schools, and other everyday conveniences are all close by, making it easy to experience everything Belton has to offer while enjoying the comfort of an established neighborhood. Opportunities to own in a location like this are becoming increasingly hard to find. With its inviting setting, generous lot, classic character, and desirable location, this property is ready to welcome its next owner.

303 E 20th Ave, Belton

$220,900

3 Beds ⋅ 2 Baths ⋅ 21324775 MLS

Renovated and move-in ready in the heart of Belton! This charming single-story home offers 3 bedrooms, 2 bathrooms, and 1,355 square feet of thoughtfully updated living space on a 0.19-acre lot. Recent renovations make this one truly turn-key — just bring your furniture and settle in. Inside you'll find a functional layout with modern finishes throughout, while the covered front porch adds classic curb appeal and a spot to relax. The large, level backyard offers room to garden, play, or entertain, plus a handy storage shed for tools and extras. Located in the established Winnie Mae Addition within Belton ISD, you're just minutes from downtown Belton, shopping, dining, I-35, and a short drive to Temple, Belton Lake, and UMHB. Whether you're buying your first home, adding to your rental portfolio, or looking for low-maintenance living, this one checks all the boxes. Schedule your showing today!

1407 N East St, Belton

$372,250

3 Beds ⋅ 2 Baths ⋅ 21290762 MLS

THE OAKS SUBDIVISION. NO HOA. WELL MAINTAINED AREA WITH BEAUTIFUL HOMES. THIS HOME BACKS UP TO A PASTURE SO NO NEIGHBORS, LOTS OF PRIVACY. 4 BEDROOMS WITH MASTER BEDROOM ISOLATED. MASTER BATH HAS SEPRATE SHOWER AND TUB. DOUBLE SINKS AND LARGE WALK IN CLOSET. PRIVATE DOOR TO PATIO. 2 FAMILY ROOMS. MAIN ONE OPENS UP TO KITCHEN & DINING. SECOND ONE IS HUGE WITH BUILT IN SHELVING, HUGE CLOSET AND PRIVATE DOOR TO PATIO. KITCHEN HAS EAT IN BAR AND OPENS TO DINING AREA. REFRIGERATOR, WASHER AND DRYER REMAIN WITH HOME. NO CARPET 2 CAR GARAGE FACES FRONT SPRINKLER SYSTEM FRONT AND BACK

3012 Red Oak Dr, Belton

$361,000

4 Beds ⋅ 2 Baths ⋅ 21181746 MLS

Welcome to a charming and well-maintained home offering comfort, functionality, and a fantastic location. This inviting property features 3 spacious bedrooms and 2 full bathrooms, designed with a practical layout that suits both everyday living and entertaining. In addition to the main living areas, you'll love the versatile game room or office space perfect for working from home, a playroom, media room, or hobby space to fit your lifestyle needs. The home is enhanced with solar lighting, helping improve energy efficiency while adding modern appeal. Natural light fills the interior, creating a warm and welcoming atmosphere throughout. Conveniently located near Belton High School, this property offers easy access to local schools, shopping, dining, and major roadways, making commuting simple and stress-free.

505 Holstein Dr, Belton

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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